Student loans basics

Should I refinance my private student loan into one with a lower rate?

I understand that there may be other student loan benefits for certain teachers. Is Public Service Loan Forgiveness always the best choice?

What happens if I default on a private student loan?

Can I obtain a deferment for my private student loan?

How do I determine who to pay and when to pay my private student loans?

When do I need to start paying my private student loans?

How do I know who to pay and when to pay my federal student loans?

What are the interest rates on my student loans?

Should I consolidate or refinance my student loans?

What should I do if I can't afford my student loan payment?