Credit reports and scores

Learn how to get your credit reports

You should check your credit reports at least once a year to make sure there are no errors that could lower your score, keep you from qualifying for credit or receiving the best available terms on a loan. Read more

Learn how to request a copy of your tenant screening report if you’ve been denied housing

Once you request your credit reports, it is important to know what kind of information you should be on the lookout for as you review them. Read more

Learn about the difference between credit scores and credit reports

Your credit reports and credit scores are both critical to your financial health, but they play very different roles. Read more

• Explore basics

• Credit invisible
• Credit reporting company
• Credit report
• Credit score
• Fair Credit Reporting Act
• Fraud alert
• Identity theft
• Military active duty alert
• Security freeze
• Specialty consumer reporting company
• Tenant screening report
• Thin credit file / No credit file
• Explore key terms