Credit card answers

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Whether you’re shopping for a new card or managing an existing card, it helps to have the facts. From late fees to lost cards, get answers to your credit card questions.

Showing 72 results within credit cards

What is a prescreened credit card offer?

My bank/credit union offered to link my checking account to a savings account, a line of credit, or a credit card to cover overdrafts. How does this work?

If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?

Why did I get a low credit limit on a credit card?

Why do I receive so many offers for new credit cards in the mail?

How do credit reporting companies get my information?

Do joint credit card accounts with my spouse affect my credit score?

Can I make issuers stop sending me credit card offers in the mail?

Can the card issuer request information about my income, my age, and my Social Security Number when I apply for a credit card?

I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt?

How long can I keep a low rate on a balance transfer or other introductory rate?

What are credit card “add-on products?”

My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?

What should I do if I can’t pay my credit card bills?

What are my rights under the Military Lending Act?

What is covered under the Military Lending Act?

I am a stay-at-home spouse or partner without a separate income. I share income and expenses with my spouse or partner. Can I still get a credit card in my own name?

What should I know about medical credit cards and payment plans for medical bills?

I’ve seen a lot of advertisements for companies that consolidate credit card debt. Are these legitimate?

What do I need to know about consolidating my credit card debt?

What information is a card issuer not allowed to base decisions on when I apply for credit?

How can I get a refund on a product or service I purchased with my credit card?

Can a credit card company consider my age when deciding to lend me a card?

How do I send my credit card company a billing error notice?

What happens if my credit card company has an outage and I can’t access my account?

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