Auto loans basics

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

What is covered under the Military Lending Act?

Do auto and homeowners insurance companies share my information about claims?

Should I trade in my car if it’s not paid off?

What kind of credit inquiry has no effect on my credit score?

What should I do if I think an auto dealer or lender is breaking the law?

What is a buy rate for an auto loan?

What is an extended warranty or vehicle service contract?

What is the difference between a loan interest rate and the APR?

What is a Finance and Insurance (F&I) department?

How much can I afford to borrow for a car or auto loan?

How do I compare auto loan offers?

What should I know before I shop for a car or auto loan?

What are the different ways to buy or finance a car or vehicle?

How will shopping for an auto loan affect my credit?

How does a lender decide what interest rate to offer me on an auto loan?

What is risk-based pricing?

What is a loan-to-value ratio in an auto loan?

How does a down payment affect my auto loan?

How do I qualify for an advertised 0% auto financing?

What is a Truth-in-Lending disclosure for an auto loan?

Am I required to get my auto loan through a dealership?

Can I negotiate a car loan interest rate with the dealer?