Supervisory guidance

Published APR 22, 2020

Statement on Supervisory and Enforcement Practices Regarding the Fair Credit Reporting Act and Regulation V in Light of the CARES Act

This policy statement informs consumer reporting agencies and furnishers of the Bureau’s flexible supervisory and enforcement approach during this pandemic regarding compliance with the Fair Credit Reporting Act (FCRA) and Regulation V.

Topics:

• • Credit reports and scores
• • Fair Credit Reporting Act

Published FEB 03, 2016

Bulletin re: furnisher FCRA obligation to have reasonable written policies and procedures

CFPB Bulletin 2016-01

Topics:

• • Credit reports and scores
• • Compliance

Published FEB 27, 2014

Bulletin re: FCRA requirement that furnishers conduct investigations of disputed information

CFPB Bulletin 2014-01

Topics:

• • Credit reports and scores

Published SEP 04, 2013

Bulletin re: the FCRA’s requirement to investigate disputes and review “all relevant” information

CFPB Bulletin 2013-09

Topics:

• • Credit reports and scores

Published JUL 10, 2013

Bulletin re: representations regarding effect of debt payments on credit reports and scores

CFPB Bulletin 2013-08

Topics:

• • Credit reports and scores
• • Debt collection

Published NOV 29, 2012

Bulletin re: FCRA’s streamlined process requirement for consumers to obtain free annual reports

CFPB Bulletin 2012-09

Topics:

• • Credit reports and scores