The amount financed is shown on page 5 of your Closing Disclosure under "Loan Calculations." For example, if you have a $100,000 loan, but the lender is charging you $4,000 in certain types of fees in order to get the loan, the “amount financed” would be $96,000.
You won’t receive a Closing Disclosure if you applied for a mortgage prior to Oct. 3, 2015, or if you're applying for a reverse mortgage, HELOC, a manufactured housing loan that is not secured by real estate, or a loan through certain types of homebuyer assistance programs. For those loans, you should receive a Truth-in-Lending disclosure. For the “total of payments,” you’ll want to look in the top section of your Truth in Lending disclosure.