Consumer Financial Civil Penalty Fund
https://www.consumerfinance.gov/rules-policy/rules-under-development/consumer-financial-civil-penalty-fund/
...possible revisions, adjustments, or refinements to the rule. Proposed rule with
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Data Point: 2022 Mortgage Market Activity and Trends
https://www.consumerfinance.gov/data-research/research-reports/data-point-2022-mortgage-market-activity-trends/
... Growing Proportion of Cash-Out Refinances Page last modified May 19, 2025 @
Archived
We are extending the deadline for comments about data brokers
https://www.consumerfinance.gov/archive/blog/we-are-extending-the-deadline-for-comments-about-data-brokers/
...and advertising; and building and refining proprietary algorithms. Data brokers
Teach the building blocks of financial capability
https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/teach/
...promising teaching techniques, and refine existing programs and resources. Finding
Archived
New tools to explore mortgage data
https://www.consumerfinance.gov/archive/blog/new-tools-to-explore-mortgage-data/
...tables. For example, you can compare refinances and home purchases over the past
Archived
The VA doesn’t send you mortgage ads
https://www.consumerfinance.gov/archive/blog/the-va-doesnt-send-you-mortgage-ads/
...advertised. Learn more about VA loans and refinances. Ask CFPB also has answers to some
Tips for student loan borrowers
https://www.consumerfinance.gov/paying-for-college/repay-student-debt/student-loan-debt-tips/
...you way more in interest. If you refinance your loans using home equity and
Archived
Know Before You Owe: Making credit card agreements readable
https://www.consumerfinance.gov/archive/blog/know-before-you-owe-making-credit-card-agreements-readable/
...on what we learn, we are going to refine the concept over time. Second, we are
Archived
Measuring a child’s progress on the building blocks of financial capability
https://www.consumerfinance.gov/archive/blog/measuring-childs-progress-building-blocks-financial-capability/
...evidence of a program’s strengths, and to refine program offerings and curricula. The
Archived
Pushing forward on the CFPB’s financial aid comparison tool
https://www.consumerfinance.gov/archive/blog/pushing-forward-on-the-cfpbs-financial-aid-comparison-tool/
...what didn’t work. Data: We need to refine what information would be most useful
Archived
Kraninger Marks Second Year as Director of the Consumer Financial Protection Bureau
https://www.consumerfinance.gov/archive/newsroom/kraninger-marks-second-year-director-consumer-financial-protection-bureau/
...certain education loan products that refinance or consolidate a consumer’s pre-existing
What is covered under the Military Lending Act?
https://www.consumerfinance.gov/ask-cfpb/what-is-covered-under-the-military-lending-act-en-1785/
...is secured by the home), mortgage refinances, home equity loans or lines of credit
Archived
Written Testimony of CFPB Director Richard Cordray Before the House Committee on Financial Services
https://www.consumerfinance.gov/archive/newsroom/written-testimony-of-cfpb-director-richard-cordray-before-the-house-committee-on-financial-services-20160316/
...the Bureau continues to develop and refine its nationwide supervisory program...company that makes, acquires, or refinances 10,000 or more loans or leases in
Archived
CFPB Issues Rules to Strengthen Protections for High-Cost Mortgages
https://www.consumerfinance.gov/archive/newsroom/consumer-financial-protection-bureau-issues-rules-to-strenthen-protections-for-high-cost-mortgages/
...abuses in home-equity lending and refinances. Since then, HOEPA has deterred high-rate
Archived
SBREFA, Small Providers, and Mortgage Disclosure
https://www.consumerfinance.gov/archive/blog/sbrefa-small-providers-and-mortgage-disclosure/
...review our materials, we will continue refining the proposals under consideration
Archived
Written Testimony of CFPB Director Richard Cordray Before the Senate Committee on Banking, Housing, and Urban Affairs
https://www.consumerfinance.gov/archive/newsroom/written-testimony-of-cfpb-director-richard-cordray-before-the-senate-committee-on-banking-housing-and-urban-affairs-20160407/
...the Bureau continues to develop and refine its nationwide supervisory program...company that makes, acquires, or refinances 10,000 or more loans or leases in
Decide how much you want to spend on a home
https://www.consumerfinance.gov/owning-a-home/prepare/decide-how-much-you-want-spend/
...more information, you can go back and refine those assumptions. Try out different
Archived
Designing for the people we serve
https://www.consumerfinance.gov/archive/blog/designing-for-the-people-we-serve/
...desirability testing to establish and refine the messaging and tone of the page
What should I do before, during, and after the mortgage closing process?
https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-before-during-and-after-the-mortgage-closing-process-en-1907/
...the notice of right to cancel for refinances. Carefully review all documents that
Archived
CFPB to Oversee Nonbank Auto Finance Companies
https://www.consumerfinance.gov/archive/newsroom/cfpb-to-oversee-nonbank-auto-finance-companies/
...company that makes, acquires, or refinances 10,000 or more loans or leases in