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Showing 16 matches out of 35 total results

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Denial of credit at point of sale is not adverse action except under those circumstances specified in

Automatic denial.

Incomplete application - denial for reasons other than incompleteness.

Incomplete application - denial for incompleteness.

A denial of credit on the ground that an applicant is not a United States citizen is not per se discrimination

If a creditor bases the denial or other adverse action on a credit scoring system, the reasons disclosed

If a creditor uses a judgmental system, the reasons for the denial or other adverse action must relate

account transaction at the point of sale or loan is not adverse action except when the refusal is a denial

Denial of a telephone application.

not affect all or substantially all of a class of the creditor's accounts, or when the refusal is a denial

applicant (for example, the interest rate, length of maturity, collateral, or amount of downpayment), a denial

The ECOA notice sent with a notification of a credit denial or other adverse action will comply with

The regulation does not require that any one method be used for selecting reasons for a credit denial

credit evaluation system that employs both credit scoring and judgmental components, the reasons for the denial

Disclosing that a credit report was obtained and used in the denial of the application, as the FCRA requires

Form C-1 - Sample Notice of Action Taken and Statement of Reasons Statement of Credit Denial, Termination

Page last modified Dec. 28, 2022 @ 01:33 PM EST