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Comment for 1026.2 - Definitions and Rules of Construction

open for substantially all of its business functions include the availability of personnel to make loan

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

Repayment of the loan (generally a single payment of principal and accrued interest) may be required

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

limited period of time followed by a series of higher monthly payments for the remaining term of the loan

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

It is deducted from the amount financed ($9,900) to derive a total loan amount of $9,600.

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Other credits known at the time the Loan Estimate is issued.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

creditor's records for a first-lien mortgage to a consumer who applies for a subordinate-lien home equity loan

• • 1026 (Regulation Z)

Comment for 1026.47 - Content of Disclosures

The disclosures of the loan term under § 1026.47(a)(3)(i) and of the payment deferral options applicable

• • 1026 (Regulation Z)

Comment for 1026.47 - Content of Disclosures

Where the fixed interest rate for a loan varies by statute depending on the date of disbursement or receipt

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

For a covered loan approved by an institution but not accepted by the applicant, the institution reports

• • 1003 (Regulation C)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

“non-deferred profits-based compensation plan” is any compensation arrangement where an individual loan

• • 1026 (Regulation Z)

§ 1024.7 Good faith estimate.

at least 10 business days from when the GFE is provided, but it may remain available longer, if the loan

• • 1024 (Regulation X)

§ 1024.41 Loss mitigation procedures.

If a transferee servicer acquires the servicing of a mortgage loan for which an appeal of a transferor

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

Once a servicer receives documents or information confirming that a mortgage loan was originated after

• • 1024 (Regulation X)

§ 1024.14 Prohibition against kickbacks and unearned fees.

otherwise, that business incident to or part of a settlement service involving a federally related mortgage loan

• • 1024 (Regulation X)

§ 1024.17 Escrow accounts.

within 45 calendar days of settlement for escrow accounts that are established as a condition of the loan

• • 1024 (Regulation X)

§ 1026.32 Requirements for high-cost mortgages.

the refund is automatically issued upon notification of the satisfaction of the underlying mortgage loan

• • 1026 (Regulation Z)

§ 1026.35 Requirements for higher-priced mortgage loans.

These rules are substantively identical to the Board's and the OCC's higher-priced mortgage loan appraisal

• • 1026 (Regulation Z)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(B) In the case of a loan that has an adjustable interest rate and also contains a negative amortization

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

transaction as defined in § 1026.37(a)(9)(i), the amount determined by subtracting the sum of the loan

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-28(F) Mortgage Loan Transaction Closing Disclosure - Spanish Language Model Form Description: This

• • 1026 (Regulation Z)

Comment for 1026.7 - Periodic Statement

Points, loan fees, and similar finance charges relating to the opening of the account that are paid prior

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

broker has the application, it might request a credit report and an appraisal (or even prepare an entire loan

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

reduction provision, by itself, means that more than one simple annual rate of interest will apply to the loan

• • 1026 (Regulation Z)

Comment for 1026.30 - Limitation on Rates

To illustrate, in a variable-rate loan that has an option to convert to a fixed rate, a creditor may

• • 1026 (Regulation Z)

Comment for 1026.31 - General Rules

What length of time is reasonable will depend on what changes to a loan or credit plan's documentation

• • 1026 (Regulation Z)