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Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

First-lien Loan Estimate.

• • 1026 (Regulation Z)

Comment for 1024.37 - Force-Placed Insurance

unless the servicer has a reasonable basis to believe that the borrower has failed to comply with the loan

• • 1024 (Regulation X)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

That is, monthly payments of principal and interest that repay the loan amount over the loan term need

• • 1026 (Regulation Z)

§ 1024.6 Special information booklet at time of loan application.

(2) In the case of a federally related mortgage loan involving an open-ended credit plan, as defined

• • 1024 (Regulation X)

§ 1024.17 Escrow accounts.

may retain the surplus in the escrow account pursuant to the terms of the federally related mortgage loan

• • 1024 (Regulation X)

§ 1024.32 General disclosure requirements.

confirmation, a servicer may provide a confirmed successor in interest who is not liable on the mortgage loan

• • 1024 (Regulation X)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

(iii) If a consumer applies for a loan and the application form provides a space where the consumer may

• • 1022 (Regulation V)

§ 1026.35 Requirements for higher-priced mortgage loans.

rate” means an annual percentage rate that is derived from average interest rates, points, and other loan

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(F) Mortgage Loan Transaction Closing Disclosure - Refinance Transaction Sample (Amount in Excess

• • 1026 (Regulation Z)

Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability

The amendments of the TILA-RESPA Final Rule, including the requirement to provide the Loan Estimate and

• • 1026 (Regulation Z)

Comment for 1026.6 - Account-Opening Disclosures

identify the collateral; a reminder such as “collateral securing other loans with us may also secure this loan

• • 1026 (Regulation Z)

Comment for 1026.6 - Account-Opening Disclosures

identify the collateral; a reminder such as “collateral securing other loans with us may also secure this loan

• • 1026 (Regulation Z)

Comment for 1026.15 - Right of Rescission

right of rescission does not apply to the opening of a business-purpose credit line, even though the loan

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

principal dwelling with a term greater than one year under § 1026.19, and in private education loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

If a consumer accesses an ARM loan application electronically (other than as described under ii. below

• • 1026 (Regulation Z)

Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events

In determining the term of a construction loan that may be permanently financed by the same creditor

• • 1026 (Regulation Z)

Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events

In determining the term of a construction loan that may be permanently financed by the same creditor

• • 1026 (Regulation Z)

Comment for 1026.28 - Effect on State Laws

Section 23-2-5-8 - Inclusion of the loan broker's fees and charges in the calculation of, among other

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

In this case, the amount financed is the same as the total loan amount: $9,600 ($10,000, less $400 in

• • 1026 (Regulation Z)

Comment for 1026.33 - Requirements for Reverse Mortgages

to receive pursuant to the legal obligation must be included in the total cost of a reverse mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

purposes of § 1026.34(a)(10), points and fees are financed if, for example, they are added to the loan

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Arranging a credit transaction, including initially contacting and orienting the consumer to a particular loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For example, if the creditor is located in New York and determines that the Loan Estimate will expire

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

For an adjustable rate loan, the periodic principal and interest payment at each time the interest rate

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

presented as part of, the disclosures prescribed in § 1026.37, for example, as an addendum to the Loan

• • 1026 (Regulation Z)