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Comment for 1026.18 - Content of Disclosures

Disclosures may also accompany loan checks that are sent by mail, in which case the initial disbursement

• • 1026 (Regulation Z)

Comment for 1026.21 - Treatment of Credit Balances

A balance might result, for example, from the debtor's paying off a loan by transmitting funds in excess

• • 1026 (Regulation Z)

Comment for 1026.22 - Determination of Annual Percentage Rate

The 1/4 of 1 percentage point tolerance may be used, for example, in a construction loan where advances

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

documentation), or collecting application and supporting information on behalf of the consumer to submit to a loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

increases in closing costs takes into account that the itemized, estimated closing costs disclosed on the Loan

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

When two or more consumers are joint obligors with primary liability on a mortgage loan subject to §&

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Section 1026.43(c)(1) requires the creditor to determine, at or before the time the loan is consummated

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

to make payments of principal and interest on a monthly or other periodic basis that will repay the loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

financial institution to report the State, county, and census tract of the property securing the covered loan

• • 1003 (Regulation C)

§ 1002.2 Definitions.

(iii) A refusal or failure to authorize an account transaction at point of sale or loan, except when

• • 1002 (Regulation B)

§ 1024.41 Loss mitigation procedures.

If a transferee servicer acquires the servicing of a mortgage loan for which the period to provide the

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

time under the circumstances than if the borrower is still less than 120 days delinquent on a mortgage loan

• • 1024 (Regulation X)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

creditor may use that medical information to deny the consumer's application for credit, because the loan

• • 1022 (Regulation V)

§ 1024.32 General disclosure requirements.

#160;1024.36, and requests for a payoff statement under § 1026.36 with respect to the mortgage loan

• • 1024 (Regulation X)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

disclosed under this paragraph (c) must be disclosed under a subheading that states the years of the loan

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

charges that are included in either or both subtotals, a statement that the consumer should see the total loan

• • 1026 (Regulation Z)

§ 1026.39 Mortgage transfer disclosures.

consumer's notice of the right to rescind and resolve issues concerning the consumer's payments on the loan

• • 1026 (Regulation Z)

§ 1026.42 Valuation independence.

(iii) No employee, officer or director in the creditor's loan production function, as defined in paragraph

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

consumer's current or reasonably expected income or assets other than the dwelling that secures the loan

• • 1026 (Regulation Z)

§ 1026.48 Limitations on private education loans.

nothing in this section prevents the creditor, at its option, from changing the rate or terms of the loan

• • 1026 (Regulation Z)

§ 1007.101 Authority, purpose, and scope.

banks (collectively referred to in this part as member banks); and their employees who act as mortgage loan

• • 1007 (Regulation G)

§ 1007.103 Registration of mortgage loan originators.

Each employee of a covered financial institution who acts as a mortgage loan originator must register

• • 1007 (Regulation G)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

is interpreted broadly and is not limited only to payments that are contingent upon the closing of a loan

• • 1008 (Regulation H)

Comment for 1026.4 - Finance Charge

for the term of a credit transaction (including, for example, an overdraft on a checking account or a loan

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

A credit life insurance policy providing coverage for a 30-year mortgage loan has an initial term of

• • 1026 (Regulation Z)