Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
The existing obligation is then refinanced by the servicer of the loan and immediately transferred to
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
The existing obligation is then refinanced by the servicer of the loan and immediately transferred to
(d)(1)(iv)(A) are met, § 1026.36(d)(1)(iv)(B)(1) permits certain compensation to an individual loan
Permitted decreases in loan originator compensation.
that does not require periodic payments for the months of June, July, and August each year during the loan
1.ii for a discussion of the treatment of a bankruptcy plan that modifies the terms of the mortgage loan
paragraph (d)(2) is available if, among other things, no employee, officer or director in the creditor's loan
The loan is consummated on August 15, 2013, and the first monthly payment is due on October 1, 2013.
The disclosure that the consumer may accept the terms of the loan until the acceptance period under §
A loan related to a manufactured home community is secured by a dwelling for purposes of § 1003.2
. • Your payment will be based on the interest rate, loan balance, and loan term.
expressly to approve a subsequent person as the borrower on an existing federally related mortgage loan
Except for the mortgage loan account number, a servicer may not include any information other than information
Except for the borrower's mortgage loan account number, a servicer may not include any information other
Servicing for a mortgage loan is transferred to a servicer and the borrower makes an incomplete loss
to evade the requirements of a high-cost mortgage subject to this subpart, including by dividing any loan
A transaction does not violate paragraph (e)(1) of this section if the consumer is presented with loan
both a percentage of the amount of credit extended and a dollar amount, and using the label “__% of Loan
creditor reasonably expects that settlement will occur more than 60 days after the provision of the loan
charges that are included in either or both subtotals, a statement that the consumer should see the total loan
sale or other agreement, such as charges that were not disclosed pursuant to § 1026.37 on the Loan
using that term and expressed as a dollar amount, and the following statement: “The dollar amount the loan
proceeding among appropriate servicer personnel, including any personnel assigned to a borrower's mortgage loan
receive notice of the right to rescind and resolve issues concerning the consumer's payments on the loan
servicer's determination to deny a borrower's loss mitigation application for any trial or permanent loan
(ii) The dollar amounts, including the loan amounts, in paragraph (e)(3)(i) of this section shall be