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Comment for 1026.3 - Exempt Transactions

In these circumstances, the loan remains exempt under § 1026.3(b) even if the total amount of credit

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

If a loan contains a rate or payment cap that would prevent the initial rate or payment, at the time

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

the index and margin that will be used to make subsequent payment adjustments over the term of the loan

• • 1026 (Regulation Z)

Comment for 1024.34 - Timely Escrow Payments and Treatment of Escrow Balances

servicer is not required to credit funds in an escrow account to an escrow account for a new mortgage loan

• • 1024 (Regulation X)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

A creditor may not offer a loan originator 1 percent of the amount of credit extended for loans of $300,000

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

If a loan product includes a seasonal payment feature, § 1026.37(a)(10)(ii)(E) requires that the

• • 1026 (Regulation Z)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

When two or more borrowers are joint obligors with primary liability on a mortgage loan subject to §&

• • 1024 (Regulation X)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

regarding how payments were and will be applied must identify how payments are applied according to the loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Loan amount.

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

If the interest rate for a reverse mortgage transaction may increase during the loan term and the amount

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

If any benefits expire within the first full three years of the loan, the income source may not be used

• • 1026 (Regulation Z)

§ 1041.9 Disclosure of payment transfer attempts.

payment transfer date is not a date on which a regularly scheduled payment is due under the terms of the loan

• • 1041 (Payday Lending Rule)

Comment for 1026.48 - Limitations on Private Education Loans

obtain the self-certification form, signed by the consumer, before consummating the private education loan

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

(A) Located or, following settlement, will be constructed using proceeds of the loan, a structure or

• • 1024 (Regulation X)

§ 1024.7 Good faith estimate.

(5) The mortgage broker may at any time collect from the loan applicant any information that it requires

• • 1024 (Regulation X)

§ 1024.17 Escrow accounts.

(1) If the terms of any federally related mortgage loan require the borrower to make payments to an escrow

• • 1024 (Regulation X)

§ 1024.36 Requests for information.

including initiating foreclosure or proceeding with a foreclosure sale, allowed by the underlying mortgage loan

• • 1024 (Regulation X)

Comment for 1024.33 - Mortgage Servicing Transfers

must deliver the notice to the mailing address (or addresses) listed by the borrower in the mortgage loan

• • 1024 (Regulation X)

§ 1026.17 General disclosure requirements.

Except for private education loan disclosures made in compliance with § 1026.47, if disclosures

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

(iii) Under the terms of the loan contract or open-end credit agreement, the creditor can charge a prepayment

• • 1026 (Regulation Z)

§ 1026.41 Periodic statements for residential mortgage loans.

If this paragraph (f) applies in connection with a mortgage loan with more than one primary obligor,

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(12) Simultaneous loan means another covered transaction or home equity line of credit subject to § 

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(2) For an interest-only loan under paragraph (d)(1)(i)(B) of this section, the outstanding principal

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(1) To be purchased or guaranteed by the Federal National Mortgage Association or the Federal Home Loan

• • 1026 (Regulation Z)

§ 1007.103 Registration of mortgage loan originators.

renewal requirement set forth in paragraph (b)(1) of this section does not apply to a registered mortgage loan

• • 1007 (Regulation G)