Comment for 1026.2 - Definitions and Rules of Construction
A cardholder is a natural person at whose request a card is issued for consumer credit purposes or who
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 1260 matches out of 1678 total results
Filters applied:
Comment for 1026.52 - Limitations on Fees
The 25 percent limit in § 1026.52(a)(1) applies to fees that the card issuer charges to the account
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
issuance of credit cards and disclosures related to applications or solicitations for credit or charge card
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
The card issuer shall provide the disclosures required under this section on or with a solicitation or
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
Although the card issuer is responsible for the disclosures, the insurance provider or another third
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A retail credit card account with a balance is replaced or substituted with a cobranded general purpose
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
(5) College credit card agreement.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The card issuer generally treats one-time transfers of credit using the credit card account number to
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
(A) Periodic statements provided solely for charge card accounts, other than covered separate credit
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
(ii) A copy of any college credit card agreement to which the card issuer was a party that was in effect
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
The requirements of this section apply to any card issuer that issues credit cards under a credit card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Assume that a consumer opens a prepaid account accessed by a prepaid card on January 1 of year one and
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
On February 25, the card issuer receives a check for $100.
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
private label exception applies even if the same agreement is used for more than one private label credit card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer that replaces or consolidates a credit card account with another credit card account issued
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Sections 1026.58(e)(1)(ii) and (e)(2) require that credit card agreements provided upon request must
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
Fees for optional services in addition to basic membership privileges in a credit or charge card account
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Section 1026.61(a)(3)(i) determines whether a prepaid card triggers coverage as a hybrid prepaid-credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
This paragraph applies to credit card accounts of the type subject to § 1026.60 if credit insurance
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
A card issuer may use a single, common application form or process for all credit card applicants, regardless
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
If a card issuer that is a financial institution issues a credit card under an open-end (not home-secured
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
A card issuer may round any fee that complies with § 1026.52(b) to the nearest whole dollar.
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Adjustment based on fees card issuer is unable to collect.
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
Card issuer-determined methods.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A card issuer is not required to comply with § 1026.61(c) when a hybrid prepaid-credit card is permitted
- 1026 (Regulation Z)