Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
If, through merger or acquisition (for example), a card issuer acquires a credit card account under an
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
If, through merger or acquisition (for example), a card issuer acquires a credit card account under an
A consumer has not affirmatively consented to a card issuer's payment of over-the-limit transactions.
Section 1026.58(c)(1) permits a card issuer to submit to the Bureau on a quarterly basis a complete,
The card issuer shall disclose the items in this paragraph on or with an application or a solicitation
A consumer has not affirmatively consented to a card issuer's payment of over-the-limit transactions.
If a card issuer seeks to impose liability when a claim of unauthorized use is made by a cardholder,
Assume that, under the terms of a credit card account, a consumer is required to pay $125 in fees for
that, with respect to an agreement offered solely for accounts under one or more private label credit card
(iii) If a card issuer that did not previously qualify for the de minimis exception qualifies for the
A prepaid card is not a hybrid prepaid-credit card with respect to credit extended through a negative
The index is the card issuer's own prime rate or cost of funds.
Sample G-18(D) illustrates how credit card issuers may comply with proximity requirements for payment
Notwithstanding a consumer's affirmative consent to a card issuer's payment of over-the-limit transactions
(i) A card issuer is not required to submit to the Bureau a credit card agreement if, as of the last
(i) A card issuer is not required to submit to the Bureau a credit card agreement if, as of the last
becomes a different type of open-end plan after the substitution or replacement (such as when a charge card
Substitution encompasses the replacement of one card with another because the underlying account relationship
A card issuer acquires a portfolio of accounts that currently are subject to standard annual percentage
(d) Offsets by card issuer prohibited.
(6) Private label credit card exception.
10(f) Changes by Card Issuer
Private label credit card plan.
Private label credit card exception.
Private label credit card plans.
61(a) Hybrid Prepaid-Credit Card