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§ 1008.401 The Bureau's authority to examine loan originator records.

(1) Examine any books, papers, records, or other data of any loan originator operating in any state which

• • 1008 (Regulation H)

§ 1008.401 The Bureau's authority to examine loan originator records.

paragraph (b)(1) of this section shall make a full and detailed report to the Bureau of examination of any loan

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(I) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Disclosure

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

amount paid on the consumer's account may be revised to specifically identify the account as “your auto loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

All loan costs and other costs that are designated seller-paid at or before closing, or paid by others

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

If a charged-off mortgage loan is subsequently purchased, assigned, or transferred, § 1026.39(b)

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Baln = Loan balance at time of repayment, including all costs and fees incurred by the consumer (including

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(d) Closed-end mortgage loan means an extension of credit that is secured by a lien on a dwelling and

• • 1003 (Regulation C)

§ 1041.8 Prohibited payment transfer attempts.

account for the purpose of collecting any amount due or purported to be due in connection with a covered loan

• • 1041 (Payday Lending Rule)

§ 1024.7 Good faith estimate.

settlement services such that the charges at settlement would exceed the tolerances for those charges, the loan

• • 1024 (Regulation X)

§ 1024.17 Escrow accounts.

The borrower must voluntarily agree; neither loan approval nor any term of the loan may be conditioned

• • 1024 (Regulation X)

§ 1026.20 Disclosure requirements regarding post-consummation events.

servicer may take if the consumer does not pay some or all property costs, such as adding amounts to the loan

• • 1026 (Regulation Z)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

(C) A consumer includes on an application for a $10,000 home equity loan that he has a $50,000 debt to

• • 1022 (Regulation V)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

(ii) If a consumer applies for a loan by telephone and explains that his income has been and will continue

• • 1022 (Regulation V)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

A payment to a loan originator that is otherwise prohibited by section 129B(c)(2)(A) of the Truth in

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

creditor may take if the consumer does not pay some or all property costs, such as adding amounts to the loan

• • 1026 (Regulation Z)

§ 1008.107 Minimum annual license renewal requirements.

(b) A state must provide that a state-licensed loan originator may only receive credit for a continuing

• • 1008 (Regulation H)

§ 1008.401 The Bureau's authority to examine loan originator records.

In connection with examinations of loan originators operating in any state which is subject to a licensing

• • 1008 (Regulation H)

Comment for 1024.30 - Scope

To the extent a servicer, as defined in RESPA, services a mortgage loan that has not been discounted

• • 1024 (Regulation X)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Assume that a creditor pays a bonus to an individual loan originator out of a bonus pool established

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

;1026.37(a)(5) requires disclosure of the name and the mailing address of each consumer to whom the Loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

When disclosing a loan product with at least one of the features described in § 1026.37(a)(10)(ii

• • 1026 (Regulation Z)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

applies to a servicer's communications with a borrower in bankruptcy and any borrower on the mortgage loan

• • 1024 (Regulation X)

Comment for 1026.39 - Mortgage Transfer Disclosures

This exception applies if the covered person acquires only a partial interest in the loan, and there

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

afforded under § 1026.43(d)(3) apply to a refinancing only if the monthly payment for the new loan

• • 1026 (Regulation Z)