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§ 1026.43 Minimum standards for transactions secured by a dwelling.

(2) Any simultaneous loan that the creditor knows or has reason to know will be made, in accordance with

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

require an individual licensed in accordance with paragraphs (a) or (d) of this section to renew the loan

• • 1008 (Regulation H)

§ 1008.111 Other minimum requirements for state licensing systems.

examine and take and preserve testimony under oath as to any matter in respect to the affairs of any such loan

• • 1008 (Regulation H)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Assume a fixed rate loan with a term of 124 months (10 years, four months).

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Example of payment calculation for a negative amortization loan if only minimum payments made.

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

For purposes of § 1003.4(a)(10)(ii), if a covered loan or application includes a guarantor, a financial

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

Assume that a loan is secured by the entirety of a cooperative property.

• • 1003 (Regulation C)

§ 1041.3 Scope of coverage; exclusions; exemptions.

In making an alternative loan under this paragraph (e), the lender must maintain and comply with policies

• • 1041 (Payday Lending Rule)

Comment for 1041.5 - Ability-to-Repay Determination Required

Assume a lender considers making a covered short-term loan to a consumer on March 1.

• • 1041 (Payday Lending Rule)

Comment for 1026.24 - Advertising

requires disclosure of the amounts and time periods of all payments that will apply over the term of the loan

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

indicating the date at the end of that phrase or for a scheduled maximum interest rate under a step rate loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

To determine the maximum loan amount, assume that the initial interest rate increases to the maximum

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Section 1026.43(b)(12) defines a simultaneous loan as another covered transaction or a home equity line

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

institution obtains two or more AUS results and the AUS generating one of those results corresponds to the loan

• • 1003 (Regulation C)

§ 1024.20 List of homeownership counseling organizations.

does not provide the list of homeownership counseling organizations required under this section to the loan

• • 1024 (Regulation X)

§ 1024.33 Mortgage servicing transfers.

paragraph (b)(2) of this section, each transferor servicer and transferee servicer of any mortgage loan

• • 1024 (Regulation X)

§ 1026.32 Requirements for high-cost mortgages.

(ii) For a transaction in which the interest rate may vary during the term of the loan or credit plan

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

described in § 1026.37(f)(1), the amount of compensation paid by the creditor to a third-party loan

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

is consistent with the descriptions or prescribed labels, as applicable, used for such items on the Loan

• • 1026 (Regulation Z)

§ 1026.48 Limitations on private education loans.

For a private education loan intended to be used for the postsecondary educational expenses of a student

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

For example, in a fixed-rate interest-only loan, a scheduled increase in the payment amount from an interest-only

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

A creditor may terminate a loan or open-end credit agreement and accelerate the balance if there has

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

A fee, such as an origination or other loan closing cost, that is waived by the creditor on the condition

• • 1026 (Regulation Z)

Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

servicer ceases to qualify for an exemption pursuant to § 1026.41(e)(5)(i) with respect to a mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

transaction under § 1026.43(c)(2)(iii), a creditor must include consideration of any simultaneous loan

• • 1026 (Regulation Z)