§ 1026.25 Record retention.
(ii) A loan originator organization, as defined in § 1026.36(a)(1)(iii), shall maintain records
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 2752 matches
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
transaction that the consumer is likely to pay or has contracted with a person other than the creditor or loan
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
periodic payments that are less than the full amount due are accepted but not applied to a consumer's loan
- 1026 (Regulation Z)
§ 1026.39 Mortgage transfer disclosures.
periodic payments that are less than the full amount due are accepted but not applied to a consumer's loan
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(5) Creditor that is a loan originator.
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
(i) A statement that the consumer may accept the terms of the loan until the acceptance period under
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-26 Mortgage Loan Transaction - Pre-Loan Estimate Statement - Model Form Description: This is a model
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Preparing residential mortgage loan packages, which means compiling and processing loan application materials
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(d) prohibits any person (including a creditor) from paying compensation to a loan originator
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
give a statement that the “Final” amount disclosed under § 1026.38(i)(2)(ii) is equal to the “Loan
- 1026 (Regulation Z)
Comment for 1003.2 - Definitions
A branch office of a bank, savings association, or credit union does not include a loan-production office
- 1003 (Regulation C)
Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions
The loan automatically will convert to permanent financing extended to the same borrower with Lender
- 1003 (Regulation C)
Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions
primarily are for a business or commercial purpose, they also meet the definition of a home improvement loan
- 1003 (Regulation C)
§ 1041.9 Disclosure of payment transfer attempts.
this payment, your principal balance will stay the same and you will not be closer to paying off your loan
- 1041 (Payday Lending Rule)
§ 1008.109 Effective date of state requirements imposed on individuals.
(b) For an individual who was permitted to perform residential mortgage loan originations under state
- 1008 (Regulation H)
Appendix C to Part 1008 - Independent Contractors and Loan Processor and Underwriter Activities That Require a State Mortgage Loan Originator License
support duties is doing so at the direction of and subject to the supervision and instruction of a loan
- 1008 (Regulation H)
Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans
)(3) requires a lender to provide the electronic notice to the consumer before a covered short-term loan
- 1041 (Payday Lending Rule)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Payments by a mortgage broker to its individual loan originator employee.
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
For example, legal title to the loan may transfer from the original creditor to party A through party
- 1026 (Regulation Z)
Comment for 1024.41 - Loss Mitigation Procedures
is the date on which the transferee servicer will begin accepting payments relating to the mortgage loan
- 1024 (Regulation X)
Comment for 1003.4 - Compilation of Reportable Data
Total loan costs - scope of requirement.
- 1003 (Regulation C)
Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions
Accordingly, if the loan or other agreement between the consumer and the lender or service provider does
- 1041 (Payday Lending Rule)
§ 1024.14 Prohibition against kickbacks and unearned fees.
agent or contractor for services actually performed in the origination, processing, or funding of a loan
- 1024 (Regulation X)
§ 1002.15 Incentives for self-testing and self-correction.
(ii) Creates data or factual information that is not available and cannot be derived from loan or application
- 1002 (Regulation B)
§ 1024.30 Scope.
(3) A servicer with respect to any mortgage loan for which the servicer is a qualified lender as that
- 1024 (Regulation X)