Comment for 1026.12 - Special Credit Card Provisions
Section 1026.12(c) does not apply to the use of a check guarantee card or a debit card in connection
- 1026 (Regulation Z)
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Section 1026.12(c) does not apply to the use of a check guarantee card or a debit card in connection
Any fee imposed by a card issuer if payment on a check that accesses a credit card account is declined
A prepaid card is a hybrid prepaid-credit card with respect to a covered separate credit feature regardless
Card issuers are only required to post and maintain on their publicly available Web site the credit card
Section 1026.56(j)(2) does not prevent a card issuer from delaying replenishment of a consumer's available
A card issuer increases the rates applicable to one half of its credit card accounts on June 1, 2011.
(iii) Charge card means a credit card on an account for which no periodic rate is used to compute a finance
(iii) The card issuer has provided a means to identify the cardholder on the account or the authorized
Variance of card from request.
A card issuer may not condition the amount of a consumer's credit limit on the consumer affirmatively
At the card issuer's option, the number of fees imposed by the card issuer as a result of those violations
Amounts charged by other card issuers.
The option to use an existing credit card to secure cash advances, when previously the card could only
The issuer includes with the new card a notification that the existing card is no longer valid and should
A consumer has not affirmatively consented to a card issuer's payment of over-the-limit transactions.
Charge card.
(1) When a creditor other than the card issuer accepts the return of property or forgives a debt for
Assume the same facts as above, except that the card issuer declines the consumer's application altogether
(i) “private label credit card account” means a credit card account under an open-end (not home-secured
A card issuer is not required to impose liability on a cardholder for the unauthorized use of a credit
Dual-purpose cards and dual-card systems.
the private label exception only if it is offered for accounts under one or more private label credit card
consumer upon request are not covered by § 1026.60, even if the request is made in response to the card
(v) The total number of credit card accounts opened pursuant to any college credit card agreement during
A state law that requires card issuers to offer a grace period or that prohibits certain fees in credit