Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
At the start of each quarter, the card issuer may adjust the variable rate that applies to the $500 cash
- 1026 (Regulation Z)
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At the start of each quarter, the card issuer may adjust the variable rate that applies to the $500 cash
(E) A toll-free telephone number where the consumer may obtain from the card issuer information about
(iv) Notification regarding any credit card agreement previously submitted to the Bureau that the issuer
There are costs associated with the use of this card.
A card that guarantees checks or similar instruments, if the asset account is also tied to an overdraft
For purposes of § 1026.51(a), a card issuer may consider the consumer's current or reasonably expected
Information provided by the consumer in connection with any other financial relationship the card issuer
Information provided by the consumer in connection with any other financial relationship the card issuer
For purposes of § 1026.52(b)(1)(i), the costs incurred by a card issuer as a result of returned
A card issuer waives or rebates interest, fees, or other charges subject to § 1026.55 in order to
In calculating the estimated monthly payment for repayment in 36 months, a card issuer must use the same
feature and an asset feature on a prepaid account that are both accessible by a hybrid prepaid-credit card
prepaid account to become a covered separate credit feature accessible by the hybrid prepaid-credit card
An identification card indicating loan approval that is presented to a merchant or to a lender, whether
from a non-overdraft credit line is governed solely by Regulation Z, even though a combined credit card
The card issuer provides a form with the account-opening disclosures or the periodic statement for the
discounts offered to consumers for using cash or another means of payment instead of using a credit card
Section 1026.55 does not permit the card issuer to increase any annual percentage rate on the account
A card issuer that has complied with the disclosure requirements in § 1026.9(c)(2)(v)(D) has also
a prepaid account issuer or its affiliate if the parties have an agreement that allows the prepaid card
Assume that, on July 1 of year one, a credit card account under an open-end (not home-secured) consumer
A card issuer may impose a fee for one type of violation pursuant to § 1026.52(b)(1)(i) and may
Card issuers were permitted to impose a fee for violating the terms of an agreement if the fee did not
Assume that on January 1 a card issuer offers a consumer a 5% annual percentage rate on purchases made
Assume that on June 1 of year one a card issuer offers a consumer a 0% annual percentage rate for six