§ 1026.33 Requirements for reverse mortgages.
An itemization of loan terms, charges, the age of the youngest borrower and the appraised property value
- 1026 (Regulation Z)
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§ 1026.39 Mortgage transfer disclosures.
(iv) A statement that, if the loan is sold, the new covered person, using the term “lender,” may have
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
(i) The term of the loan, which is the period during which regularly scheduled payments of principal
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
(ii) The term of the loan, which is the period during which regularly scheduled payments of principal
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
(B) The maximum possible rate of interest for the loan or, if a maximum rate cannot be determined, a
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Under § 1026.35(c)(2)(i), a loan is exempt from the appraisal requirements of § 1026.35(c)
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The remaining loan term as of March 1, 2016, the date of the recast, which is 28 years (336 monthly payments
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The remaining loan term as of March 1, 2016, the date of the recast, which is 28 years (336 monthly payments
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
balloon-payment instruments where the creditor is both unconditionally obligated to renew the balloon-payment loan
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
In some cases, amounts received by the loan originator organization for payment for third-party charges
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Qualified mortgage status under § 1026.43(e)(4) depends on whether a loan is eligible to be purchased
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(1) No loan originator shall receive compensation, directly or indirectly, from any person other than
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
(iv) A statement that a covered educational institution may have school-specific education loan benefits
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
agreement between the originator and the creditor governing the originator's submission of mortgage loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The remaining loan term as of March 1, 2019, the date of the recast, which is exactly 25 years (300 monthly
- 1026 (Regulation Z)
Comment for 1026.25 - Record Retention
For example, if a loan originator organization pays an individual loan originator a commission consisting
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
If the loan originator's compensation is based in whole or in part on a factor that is a proxy for a
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
A creditor reasonably may determine that a consumer can make periodic loan payments even if the consumer's
- 1026 (Regulation Z)
Comment for 1026.47 - Content of Disclosures
what the face amount of the note would be as of the time of approval, and it must be labeled “Total Loan
- 1026 (Regulation Z)
Comment for Appendix D - Multiple-Advance Construction Loans
the interest rate for the permanent phase is not known at consummation for a construction-permanent loan
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
To illustrate, the following examples assume a loan request of $2,500 with a loan fee of $40; the creditor
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
The creditor assesses add-on interest of $60 which is added to the $1000 in loan proceeds for an obligation
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
A loan to acquire a principal dwelling and make improvements to that dwelling is exempt if treated as
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
If a loan contract has not been permanently modified but the consumer has agreed to a temporary loss
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
applied to reduce the consumer's settlement charges, including origination fees paid by a creditor to the loan
- 1026 (Regulation Z)