§ 1026.58 Internet posting of credit card agreements.
Card issuers may provide credit card agreements in electronic form under § 1026.58(d) and (e) without
- 1026 (Regulation Z)
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Card issuers may provide credit card agreements in electronic form under § 1026.58(d) and (e) without
(1) The card can be used to draw, transfer, or authorize the draw or transfer of credit from the separate
At the card issuer's option, reasonable estimates for an upcoming period of changes in the number of
(2) Rights of the card issuer.
feature and an asset feature of the prepaid account that are both accessible by a hybrid prepaid-credit card
Section 1026.56(b)(2) provides that a card issuer may pay an over-the-limit transaction even if the consumer
separate credit features accessible by hybrid prepaid-credit cards as defined in § 1026.61, a card
A card issuer that charges a fee to a credit card account that exceeds the 25 percent limit complies
Although § 1026.55(b)(3)(ii) permits a card issuer that discloses an increased rate pursuant to
Assume that the method used by a card issuer to calculate the required minimum periodic payment for a
Upon providing 45 days' advance notice and to the extent permitted under § 1026.55, the card issuer
(iii) Obtains the consumer's affirmative consent, or opt-in, to the card issuer's payment of such transactions
(i) Open a covered separate credit feature that could be accessible by the hybrid prepaid-credit card
The account is accessed by a credit card, as defined in § 1026.2(a)(15)(i); and
The costs incurred by the card issuer during that period as a result of those violations.
61(a)(3) Prepaid Card Can Access Credit Extended Through a Negative Balance on the Asset Feature
A prepaid card is not a hybrid prepaid-credit card with respect to a non-covered separate credit feature
In particular, references to credit card accounts under an open-end (not home-secured) consumer credit
minimum periodic payment due immediately prior to the date on which the payment is returned to the card
On April 3, the card issuer provides a periodic statement disclosing that a $70 required minimum periodic
If at the time a prepaid card transaction is initiated there are insufficient or unavailable funds in
Except as provided in paragraph (b) of this section, a card issuer must not impose finance charges as
Except as provided in paragraph (a)(4) of this section, a prepaid card is a hybrid prepaid-credit card
credit subaccount of a prepaid account through which credit can be extended in connection with a prepaid card
On April 20, the card issuer receives a payment of $30 and no additional payment is received on or before