§ 1026.20 Disclosure requirements regarding post-consummation events.
(D) The length of the remaining loan term expected on the date of the interest rate adjustment and any
- 1026 (Regulation Z)
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Appendix H to Part 1026 — Closed-End Model Forms and Clauses
[H-24(F) Mortgage Loan Transaction Loan Estimate - Negative Amortization Sample Description: This is
- 1026 (Regulation Z)
Appendix L to Part 1026 — Assumed Loan Periods for Computations of Total Annual Loan Cost Rates
In calculating the total annual loan cost rates in accordance with appendix K of this part, creditors
- 1026 (Regulation Z)
§ 1003.2 Definitions.
(j) Home purchase loan means a closed-end mortgage loan or an open-end line of credit that is for the
- 1003 (Regulation C)
Comment for 1024.41 - Loss Mitigation Procedures
If a trial or permanent loan modification option is denied because of a requirement of an owner or assignee
- 1024 (Regulation X)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
The disclosure form must state the initial and maximum interest rates and payments for a $10,000 loan
- 1026 (Regulation Z)
Comment for 1003.2 - Definitions
Section 1003.2(i) defines a home improvement loan as a closed-end mortgage loan or an open-end line of
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
not in whole years, the financial institution uses the number of whole years closest to the actual loan
- 1003 (Regulation C)
Comment for 1002.15 - Incentives for Self-Testing and Self-Correction
new data or factual information that otherwise would not be available and could not be derived from loan
- 1002 (Regulation B)
Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans
Section 1041.6(b)(2) provides that for a loan with multiple payments, the loan must amortize completely
- 1041 (Payday Lending Rule)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The definition of “loan originator” does not include a person that performs only real estate brokerage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Non-standard mortgage loan made in accordance with ability-to-repay or qualified mortgage requirements
- 1026 (Regulation Z)
Comment for 1003.4 - Compilation of Reportable Data
If a covered loan is not, or an application is not for, a home purchase loan, a home improvement loan
- 1003 (Regulation C)
§ 1026.35 Requirements for higher-priced mortgage loans.
third business day after the creditor receives the consumer's application for a higher-priced mortgage loan
- 1026 (Regulation Z)
§ 1026.48 Limitations on private education loans.
(ii) If the creditor changes the rate or terms of the loan under this paragraph (c)(4), the creditor
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
that is not directly or indirectly based on the terms of multiple transactions by multiple individual loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Where a loan with a balloon payment is a higher-priced covered transaction, the creditor must determine
- 1026 (Regulation Z)
Comment for 1041.9 - Disclosure of Payment Transfer Attempts
First payment withdrawal is determined when the loan is in covered status.
- 1041 (Payday Lending Rule)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Loan originator compensation - attributable to a particular transaction.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Loan originator compensation - timing.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
A loan servicer or a loan servicer's employees, agents, or contractors that otherwise meet the definition
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
As employees of a creditor or loan originator, provide loan originator or creditor contact information
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
Loan originator compensation.
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
The original creditor or owner of the mortgage loan might sell, assign or otherwise transfer legal title
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
A loan in an amount of $200,000 has a 30-year loan term.
- 1026 (Regulation Z)