§ 1026.58 Internet posting of credit card agreements.
been suspended temporarily (for example, due to a report by the cardholder of unauthorized use of the card
- 1026 (Regulation Z)
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been suspended temporarily (for example, due to a report by the cardholder of unauthorized use of the card
(ii) If an agreement that previously qualified for the private label credit card exception ceases to
If a card issuer is required to reduce the rate applicable to an account pursuant to paragraph (a)(1)
A fee to expedite delivery of a credit card, either at account opening or during the life of the account
employee of a retail establishment, in the course of processing a sales transaction using a bank credit card
Below is an example of when a prepaid card is not a hybrid prepaid-credit card with respect to credit
Below is an example of when a prepaid card is a hybrid prepaid-credit card with respect to credit extended
When a card issuer substitutes or replaces an existing credit card account with another credit card account
When a balance on a credit card account is eligible for a grace period and the card issuer receives payment
A consumer's affirmative consent, or opt-in, to a card issuer's payment of over-the-limit transactions
Therefore, a card issuer or creditor may offer any person who is not a college student a tangible item
A card issuer assesses a $15 fee for credit drawn from a covered separate credit feature using a hybrid
(1) In response to an oral or written request or application for the card; or
Any fee imposed by the card issuer for a returned payment.
The regulation does not prohibit the card issuer from:
Offering a new credit card agreement that was not submitted to the Bureau previously.
A card issuer may not impose more than one over-the-limit fee or charge on a consumer's credit card account
Although the terms of the account agreement may provide that a card issuer may assess a late payment
Same facts as paragraph ii.A above except that that card issuer receives the $50 check on March 27 and
A credit card agreement is defined as the written document or documents evidencing the terms of the legal
Under § 1026.61(b), with respect to a credit feature that is accessed by a hybrid prepaid-credit card
A card issuer must not impose more than one fee for violating the terms or other requirements of a credit
1026.2(a)(7), with respect to a covered separate credit feature accessible by a hybrid prepaid-credit card
If a business-purpose credit card is issued to a person, the provisions of the regulation do not apply
Card issuers have some flexibility in determining the procedures for how and when an account may be terminated