Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The prepaid card can be used from time to time both to access the asset feature of a prepaid account
- 1026 (Regulation Z)
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Comment for 1026.59 - Reevaluation of Rate Increases
Under § 1026.59(a), a card issuer must review changes in factors only if the increased rate is actually
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
No similar new credit card accounts.
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
If a credit card issuer plans to change the provider of insurance for repayment of all or part of the
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
If 10 or more credit cards are issued by one card issuer for use by the employees of an organization,
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
If a card issuer increases an annual percentage rate that applies to a credit card account under an open-end
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
Section 1026.7(b)(12)(iv) does not require a card issuer to disclose through the toll-free number disclosed
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
consumer may assert claims or defenses only when the goods or services are “purchased with the credit card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
On March 25, the card issuer receives a check for $50, but the check is returned for insufficient funds
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
If a card issuer, in complying with any of the disclosure options of § 1026.60(e), provides a telephone
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Card network or payment network agreements.
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Section 1026.52(b)(2)(i)(B)(2) prohibits a card issuer from imposing a fee with respect to a credit card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Section 1026.52(b)(2)(i)(B)(1) states that card issuers must not impose a fee when there is no dollar
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
Section 1026.53(b) does not require a card issuer to allocate amounts paid by the consumer in excess
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(B) An overdraft line of credit that is accessed by a debit card; or
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
A card issuer may increase an annual percentage rate when:
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
(v) Additions of a credit or charge card to an existing open-end plan;
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
An identification card that permits the consumer to defer payment on a purchase.
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
Application of § 1026.5(b)(2)(ii) to charge card and charged-off accounts.
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
Changes to the name of the credit card to which the program applies.
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
61(a)(2) Prepaid Card Can Access Credit From a Covered Separate Credit Feature
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
(2) If a credit card is involved, however, certain provisions apply even if the credit is not subject
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
(F) Credit card accounts under an open-end (not home-secured) consumer credit plan.
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
(ii) If a card issuer discloses an increased annual percentage rate, fee, or charge pursuant to §
- 1026 (Regulation Z)
§ 1026.56 Requirements for over-the-limit transactions.
If a consumer consents to the card issuer's payment of any over-the-limit transaction by oral or electronic
- 1026 (Regulation Z)