Comment for 1026.5 - General Disclosure Requirements
Substitution or replacement of credit card accounts.
- 1026 (Regulation Z)
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Substitution or replacement of credit card accounts.
The original card contained an expiration date.
58(c)(6) Private Label Credit Card Exception
60(b)(7) Statement on Charge Card Payments
If a card issuer discloses in the table a preferential annual percentage rate for which only employees
Notwithstanding paragraphs i and ii above, a card issuer that replaces a credit card or provides a new
For example, if a credit card network imposes a 1 percent fee on the card issuer, but the card issuer
Nothing in § 1026.55 prohibits a card issuer from assessing interest due to the loss of a grace
(1) Any person, other than the card issuer, who imposes a finance charge at the time of honoring a consumer's
Regardless of the purpose for which a credit card is to be used, including business, commercial, or agricultural
(ii) “private label credit card plan” means all of the private label credit card accounts issued by a
the asset feature of the prepaid account as described in paragraph (a)(3) of this section, a prepaid card
Card issuers subject to Subparts B and C.
Checks that access a credit card account.
The card issuer is prohibited under § 1026.12(d) from automatically deducting all or part of the
(3) Notification to card issuer.
Transactions not involving card.
Adjustment based on fees card issuer is unable to collect.
Adjustment based on fees card issuer is unable to collect.
Assume that, during year one, a card issuer declined 100,000 access checks and incurred $2 million in
Under § 1026.58(c)(3), if a credit card agreement has been submitted to the Bureau, the agreement
A card issuer assesses a $15 fee for credit drawn from a covered separate credit feature using a hybrid
For purposes of § 1026.52(b)(1)(ii), a check that accesses a credit card account is declined during
(f) Change in credit card account insurance provider —
(3) In-person payments on credit card accounts —