Changes to HMDA’s closed-end loan reporting threshold
The threshold for reporting data on closed-end mortgage loans is 25 loans in each of the two preceding calendar years, as established by the 2015 HMDA Final Rule.
Blog archive
The CFPB ombudsman’s office shares its FY2022 annual report
The Ombudsman’s Office annual report, which the Ombudsman delivered to the Director, is available today on our webpage.
Office of Research blog: Higher interest rates leading to higher debt burdens for mortgage borrowers
Mortgage interest rates rose sharply in recent months. New research reveals that these increases are impacting borrowers’ monthly payments and debt burdens.
Protecting borrowers’ control over their money
This week, CFPB filed a friend-of-the-court brief to protect consumers’ funds from unauthorized withdrawals by credit card companies.
Protecting the right of military families to go to court
The CFPB recently filed an amicus brief to ensure military families are able to sue creditors that violate the Military Lending Act.
Using CFPB complaint data to help cities and counties protect the public
The CFPB is working with municipal and county governments to identify and address financial harm to their constituents.
Enhancing public data on auto lending
CFPB announces a new initiative to address gaps in data and information on the auto lending market.
The CFPB finalizes rule to increase transparency regarding key nonbank supervision tool
Today the CFPB finalized changes to its procedural rule related to nonbank supervision based on a risk determination.
Office of Research blog: Update on student loan borrowers during payment suspension
Delinquencies on non-student-loan credit products continue to rise for student loan borrowers, signaling potential payment difficulties when scheduled payments resume.
CFPB seeks further public input on big tech payment platforms
Today, the CFPB is announcing that it will re-open the public comment period on big tech payment platforms for 30 days and add additional questions.
Your voices help drive our work
We published the three millionth complaint on the CFPB complaint database.
Consumers who were charged illegal fees by Howard Law, P.C. will receive compensation
People who were charged illegal fees by Howard Law, P.C. for seeking debt relief may receive compensation from the CFPB.
Mortgage borrowers can challenge inaccurate appraisals through the reconsideration of value process
Lenders must ensure all borrowers have equal access to available reconsideration of valuation processes.
A financial toolkit for victims of hurricanes Fiona and Ian
Once you have addressed your most urgent needs, there are steps to secure your finances after Hurricanes Fiona and Ian.
Examining the potential impact of high vehicle costs on Americans with deep subprime credit scores
New CFPB research analyzes how increased car prices are impacting the most economically vulnerable consumers.
Help us spur new opportunities for homeowners in the mortgage market
The CFPB is requesting information on ways to improve mortgage refinances and support assistance for homeowners who experience financial disruptions.
The CFPB is mobile-first
At the CFPB, we are proud of the work that we have done to make our systems mobile-friendly and are committed to doing more. Read more about our mobile-first strategy.
Market monitoring insights: examining the potential credit impact of high vehicle costs for consumers
Examination of the potential relationship of rising car prices and car loan amounts, and the potential impact on consumers.
Checks sent to consumers harassed by Yorba Capital Management
People who were falsely threatened with legal action by the debt collector will receive compensation from the CFPB’s Civil Penalty Fund.
Furnishers have an obligation to investigate consumer disputes
The CFPB recently filed an amicus brief to ensure furnishers follow their obligation to investigate disputes that consumers submit to credit reporting companies.
If you used U.S. Equity Advantage’s auto loan Payment Accelerator Program, a check may be on the way
See if you’re eligible for payment from the CFPB’s order against U.S. Equity Advantage.
Beware of scammers pretending to be from the CFPB
Scammers are using names and imagery from the CFPB to defraud people. The CFPB will NEVER call you to confirm that you have won money and must pay fees or taxes on it.
Exploring the connection between financial assistance for medical care and medical collections
CFPB explores the connection between eligibility for nonprofit hospitals’ financial assistance programs and the prevalence of medical collections.
Why we’re modernizing how we collect credit card data
Modernizing how CFPB collects and shares certain credit card data to make it easier for people to shop for the best option, and to increase competition.
Examining the factors driving high credit card interest rates
A new analysis finds that credit card interest rates continue to rise even though risks to the industry continue to drop and profitability increases.
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