Search results

Results 281-300 of 731

Archived
Proposed clarifications of the Ability to Repay/QM and Mortgage Servicing Rules

https://www.consumerfinance.gov/archive/blog/proposed-clarifications-of-the-ability-to-repayqm-and-mortgage-servicing-rules/

...regulatory implementation initiative for our new mortgage rules to ensure that...regulatory implementation initiative for our new mortgage rules to ensure that...Register soon. It will be open for comment for 30 days from the day of publication

What should I do if I can’t pay a medical bill?

https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-if-i-cant-pay-a-medical-bill-en-2125/

...law as well as financial assistance for you....provider, your health insurance company, and your eligibility for financial assistance...If something doesn’t look right, ask for an itemized list of charges. Some questions

I was offered a pension advance. What is this? What should I look out for?

https://www.consumerfinance.gov/ask-cfpb/i-was-offered-a-pension-advance-what-is-this-what-should-i-look-out-for-en-1715/

What is this? What should I look out for? Pension advance offers promise to pay...receive pensions. If you get an offer for pension advance products, be careful

Archived
Statement of CFPB Director Rohit Chopra at the Financial Stability Oversight Council

https://www.consumerfinance.gov/archive/newsroom/statement-of-cfpb-director-at-the-financial-stability-oversight-council/

...disasters have led many property insurers to decline offers to renew policies...California and Florida. Many other smaller insurers in Florida have gone out of business

12 CFR Part 1024 - Real Estate Settlement Procedures Act (Regulation X)

https://www.consumerfinance.gov/rules-policy/regulations/1024/

X protects consumers when they apply for and have mortgage loans....X protects consumers when they apply for and have mortgage loans. View current...Applications for mortgage loans Origination of mortgage loans Title insurance Conducting

Is there a limit on how much my mortgage lender can make me pay into an escrow account for interest and taxes?

https://www.consumerfinance.gov/ask-cfpb/is-there-a-limit-on-how-much-my-mortgage-lender-can-make-me-pay-each-month-for-insurance-and-taxes-the-escrow-en-200/

...can make me pay into an escrow account for interest and taxes? Yes, if your loan...is not required for every loan, it can be an important protection for you because

Community Banks and Credit Unions

https://www.consumerfinance.gov/rules-policy/community-banks-credit-unions/

...transparent, and competitive marketplace for consumer financial products and services...transparent, and competitive marketplace for consumer financial products and services...lifeline to hard-working families paying for education, unexpected medical bills

Archived
CFPB Releases Report Outlining Strategies for Promoting Diversity and Inclusion in the Mortgage Industry

https://www.consumerfinance.gov/archive/newsroom/cfpb-releases-report-outlining-strategies-promoting-diversity-and-inclusion-mortgage-industry/

Current Approaches and Business Case for Diversity and Inclusion....Releases Report Outlining Strategies for Promoting Diversity and Inclusion in...Current Approaches and Business Case for Diversity and Inclusion APR 27, 2017

Consumer Financial Protection Circular 2024-04: Whistleblower protections under CFPA Section 1057

https://www.consumerfinance.gov/compliance/circulars/consumer-financial-protection-circular-2024-04/

Can requiring employees to sign overly broad confidentiality agreements violate...Section 1057 Question presented Can requiring employees to sign broad confidentiality...confidentiality agreements can be entered into for legitimate purposes, such as to ensure

Meridian Title Corporation

https://www.consumerfinance.gov/enforcement/actions/meridian-title-corporation/

...estate settlement services provider for steering consumers to an affiliated...Title Corporation for steering consumers to a title insurer owned in part by...the title insurer and illegally benefitted from the referrals for title insurance—which

Archived
CFPB Proposes Rules to Protect Mortgage Borrowers

https://www.consumerfinance.gov/archive/newsroom/consumer-financial-protection-bureau-proposes-rules-to-protect-mortgage-borrowers/

...” Mortgage servicers are responsible for collecting payments from the mortgage...lose their applications and paperwork for loan modifications. And borrowers say

Decide how much you want to spend on a home

https://www.consumerfinance.gov/owning-a-home/prepare/decide-how-much-you-want-spend/

Before shopping for a home and mortgage, use our step-by-step guide to check...interest rate you might expect to pay for a mortgage. This lets you get a realistic... Figure out how much you can afford for monthly principal and interest The loan

What costs come with taking out a mortgage?

https://www.consumerfinance.gov/ask-cfpb/what-costs-come-with-taking-out-a-mortgage-en-153/

...to the mortgage when you’re shopping for a loan....mortgage when you’re shopping for a loan. You pay for mortgage and homeownership...These costs are charged by the lender for “originating,” or making you the loan

Archived
Consumer Financial Protection Bureau Unveils New Know Before You Owe Auto Loans Shopping Sheet

https://www.consumerfinance.gov/archive/newsroom/consumer-financial-protection-bureau-unveils-new-know-you-owe-auto-loans-shopping-sheet/

Help Consumers Evaluate Costs and Shop for Auto Loans....Help Consumers Evaluate Costs and Shop for Auto Loans JUN 09, 2016 Share & print...initiative aimed at helping consumers shop for an auto loan. The shopping sheet helps

Get prepared before a disaster or emergency strikes

https://www.consumerfinance.gov/consumer-tools/disasters-and-emergencies/get-prepared-before-disaster-emergency-strikes/

...housing and utility account numbers, insurance information, identity papers, property...wills and powers of attorney, passwords for computers and accounts, and more. Close

Archived
Statement for the Record of Marla Blow before the House Financial Services Subcommittee on Financial Services and Consumer Credit

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-marla-blow-before-the-house-financial-services-subcommittee-on-financial-services-and-consumer-credit/

Bureau), thank you for the opportunity to provide this statement for the record about...links may no longer function. Statement for the Record of Marla Blow before the...JUN 29, 2012 Share & print Statement for the Record Of Marla Blow Assistant Director

What should I know about medical credit cards and payment plans for medical bills?

https://www.consumerfinance.gov/ask-cfpb/what-should-i-know-about-medical-credit-cards-and-payment-plans-for-medical-bills-en-1827/

...medical credit cards and payment plans for medical bills? Some health care providers...offer financing options to help you pay for your medical bills, including medical

How do I shop for and buy a prepaid card?

https://www.consumerfinance.gov/ask-cfpb/how-do-i-shop-for-buy-a-prepaid-card-en-395/

When shopping for a prepaid card, consider the features you want, how you will...2024 How do I shop for and buy a prepaid card? When you shop for a prepaid card...to find the one that will work best for you. You can buy a prepaid card online

What should I do if I have a reverse mortgage loan and I received a notice of default or foreclosure?

https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-if-i-have-a-reverse-mortgage-and-i-received-a-notice-that-i-am-delinquent-in-default-or-behind-on-my-property-taxes-and-insurance-en-1511/

...taxes, homeowners hazard insurance premiums, flood insurance premiums, ground rents...lose your home. Depending on the reason for the default, there are some actions

Archived
Statement of CFPB Director Rohit Chopra, Member, FDIC Board of Directors, on the FDIC's Policy Regarding the Annunzio-Wylie Anti-Money Laundering Act of 1992

https://www.consumerfinance.gov/archive/newsroom/statement-of-cfpb-director-rohit-chopra-member-fdic-board-of-directors-on-the-fdics-policy-regarding-the-annunzio-wylie-anti-money-laundering-act-of-1992/

DEC 17, 2024 Share & print When an insured bank is criminally convicted, that...bank should maintain its status as an insured institution. In the 1980s and early