§ 1026.43 Minimum standards for transactions secured by a dwelling.
consider, taking into account any mortgage-related obligations, a consumer's payment on a simultaneous loan
- 1026 (Regulation Z)
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§ 1008.103 Individuals required to be licensed by states.
or steers a borrower or prospective borrower to a particular lender or set of residential mortgage loan
- 1008 (Regulation H)
§ 1007.103 Registration of mortgage loan originators.
An employee registering as a mortgage loan originator or renewing or updating his or her registration
- 1007 (Regulation G)
§ 1007.104 Policies and procedures.
(b) Require that all employees of the covered financial institution who are mortgage loan originators
- 1007 (Regulation G)
§ 1008.105 Minimum loan originator license requirements.
fitness, such as to command the confidence of the community and to warrant a determination that the loan
- 1008 (Regulation H)
Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities
Explaining or describing the steps or process that a consumer would need to take in order to obtain a loan
- 1007 (Regulation G)
Appendix B to Part 1008 - Engaging in the Business of a Loan Originator: Commercial Context and Habitualness
(4) An employee of a government entity who acts as a loan originator only pursuant to his or her official
- 1008 (Regulation H)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
The loan originator's overall dollar volume (i.e., total dollar amount of credit extended or total number
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
1026.36(e)(3) for additional guidance on what constitutes a “significant number of creditors with which a loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The loan is recast on the due date of the 24th monthly payment, which is March 1, 2016.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The loan is recast on the due date of the 24th monthly payment, which is March 1, 2016.
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
It does not apply to existing rental properties disclosed on the loan application and confirmed by tax
- 1026 (Regulation Z)
§ 1003.4 Compilation of reportable data.
(2) Whether the covered loan is, or in the case of an application would have been, insured by the Federal
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
with § 1003.4(a)(10)(iii) by reporting that the requirement is not applicable when the covered loan
- 1003 (Regulation C)
Comment for 1041.8 - Prohibited Payment Transfer Attempts
If a fee amount may vary due to the remaining loan balance or other factors, the rule requires the lender
- 1041 (Payday Lending Rule)
Comment for 1026.17 - General Disclosure Requirements
Interest subsidies, such as payments made by either a state or the Federal Government on an interim loan
- 1026 (Regulation Z)
Comment for 1026.47 - Content of Disclosures
The creditor must describe the options that the consumer has under the loan agreement to defer payment
- 1026 (Regulation Z)
§ 1024.37 Force-placed insurance.
evidence demonstrating that the borrower has had in place hazard insurance coverage that complies with the loan
- 1024 (Regulation X)
Comment for 1024.35 - Error Resolution Procedures
Assertions of errors regarding substantially all aspects of a mortgage loan, including errors relating
- 1024 (Regulation X)
Comment for 1024.41 - Loss Mitigation Procedures
If a trial or permanent loan modification is denied because of a net present value calculation, the specific
- 1024 (Regulation X)
§ 1008.1 Purpose.
(2) Subpart B provides the minimum standards that a state must meet in licensing loan originators, including
- 1008 (Regulation H)
§ 1016.7 Form of opt out notice to consumers; opt out methods.
(i) A credit union is required to provide an initial opt out notice to a borrower or guarantor on a loan
- 1016 (Regulation P)
§ 1016.9 Delivering privacy and opt out notices.
(i) A credit union is required to provide an initial notice to a borrower or guarantor on a loan if the
- 1016 (Regulation P)
§ 1026.19 Certain mortgage and variable-rate transactions.
)(A) of this section, affected the consumer's creditworthiness or the value of the security for the loan
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(D) Any bona fide third-party charge not retained by the creditor, loan originator, or an affiliate of
- 1026 (Regulation Z)