§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
” as that term is defined in paragraph (b)(5) of this section, the creditor shall disclose that the loan
- 1026 (Regulation Z)
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” as that term is defined in paragraph (b)(5) of this section, the creditor shall disclose that the loan
(i) The loan satisfies the requirements for a qualified mortgage in paragraphs (e)(2)(i)(A), (e)(2)(ii
A statement that, before the loan may be consummated, the consumer must complete the self-certification
Who performs such duties solely with respect to transactions for which the individual who acts as a loan
collecting only basic identifying information about the consumer and forwarding the consumer to a mortgage loan
Generally, when a credit sale is refinanced within the meaning of § 1026.20(a), loan disclosures
rules apply to the requirement that the terms “annual percentage rate” (except for private education loan
In addition, if a loan feature must be taken into account in preparing the disclosures required by §&
Transfer taxes paid by the seller in a purchase transaction are not disclosed on the Loan Estimate under
contracts for in connection with the financing transaction and that will be paid in whole or in part with loan
You may list questions regarding the ethnicity, race, and sex of the applicant on your loan application
A financial institution reports the data for an application on the loan/application register for the
(a)(10)(iii) by reporting that the requirement is not applicable when reporting a purchased covered loan
profits-based compensation plan is set, the profits of the person, the business unit to which the individual loan
For example, if the senior loan officer employed by the creditor or mortgage broker disclosed under §
(i) A creditor shall maintain records sufficient to evidence all compensation it pays to a loan originator
(i) For a transaction in which the annual percentage rate will not vary during the term of the loan or
Under the master heading “Additional Information About This Loan” required by paragraph (l) of this section
(B) A loan that is eligible to be insured, except with regard to matters wholly unrelated to ability
(iii) Notwithstanding paragraph (d)(1)(i) of this section, for a loan that the consumer may use for multiple
if the creditor has reason to believe that the consumer has committed fraud in connection with the loan
H-28(G) Mortgage Loan Transaction Closing Disclosure - Spanish Language Purchase Sample Description:
H-28(H) Mortgage Loan Transaction Closing Disclosure - Spanish Language Refinance Sample Description:
Revisions to the disclosures also are required when the loan program changes.
crediting of any remaining balance in an escrow account to a new escrow account for a new mortgage loan