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§ 1024.2 Definitions.

Origination service means any service involved in the creation of a federally related mortgage loan,

• • 1024 (Regulation X)

Comment for 1002.2 - Definitions

A consumer calls to ask about loan terms and an employee explains the creditor's basic loan terms, such

• • 1002 (Regulation B)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(2) Substantially equal, monthly payments of principal and interest that will repay the maximum loan

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

Purchased loan.

• • 1003 (Regulation C)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For a loan amount less than $12,744: 8 percent of the total loan amount.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For a loan amount less than $12,719: 8 percent of the total loan amount.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For a loan amount less than $12,862: 8 percent of the total loan amount.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For a loan amount less than $13,145: 8 percent of the total loan amount.

• • 1026 (Regulation Z)

§ 1041.2 Definitions.

(7) Covered longer-term balloon-payment loan means a loan described in § 1041.3(b)(2).

• • 1041 (Payday Lending Rule)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Section 1026.36(f)(2) requires the loan originator organization to ensure that individual loan originators

• • 1026 (Regulation Z)

Comment for 1041.5 - Ability-to-Repay Determination Required

Payments under the covered short-term loan or longer-term balloon-payment loan.

• • 1041 (Payday Lending Rule)

§ 1003.3 Exempt institutions and excluded and partially exempt transactions.

pursuant to paragraph (d)(2) or (3) of this section, a financial institution does not report a universal loan

• • 1003 (Regulation C)

§ 1026.24 Advertising.

Making any statement in an advertisement that the product offered is a “government loan program”, “government-supported

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

Covered loan amount - home improvement loan.

• • 1003 (Regulation C)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

estimated at 93% of projected home sale Assumed annual appreciation (percent) Total annual loan

• • 1026 (Regulation Z)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

loan within the annual loan/application register in which the NULI appears in the case that the application

• • 1003 (Regulation C)

§ 1016.3 Definitions.

(B) You sell the consumer's loan and do not retain the rights to service that loan;

• • 1016 (Regulation P)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(i) Loan amount. The amount disclosed under paragraph (b)(1) of this section, labeled “Loan Amount”;

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(i) Loan term.

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(iv) Loan type.

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

(2) An individual “engage[s] in residential mortgage loan origination activities as a loan processor

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-28(B) Mortgage Loan Transaction Loan Estimate - Spanish Language Purchase Sample Description: This

• • 1026 (Regulation Z)

Comment for 1041.10 - Furnishing Information to Registered Information Systems

Whether a loan is made under § 1041.5 or § 1041.6.

• • 1041 (Payday Lending Rule)

Comment for 1026.18 - Content of Disclosures

Fees imposed for preparing and providing documents when a loan is paid in full, if such fees are imposed

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Fees imposed for preparing and providing documents when a loan is paid in full if such fees are imposed

• • 1026 (Regulation Z)