Comment for 1026.58 - Internet Posting of Credit Card Agreements
label credit card plan with 10,000 or more open accounts.
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
label credit card plan with 10,000 or more open accounts.
exception in § 1026.61(a)(5)(iii)(D) applies, a person that can extend credit through the credit card
With respect to any open credit card account, a card issuer must either:
Any transaction charge imposed by the card issuer for the use of the card for purchases.
(vii) Prepaid card means any card, code, or other device that can be used to access a prepaid account
Credit in connection with a prepaid card.
The de minimis exception is distinct from the private label credit card exception under § 1026.58
As a general matter, amounts charged to the card issuer by a third party as a result of a violation of
Because the card issuer is required to submit the agreement to the Bureau under § 1026.58(c)(1),
A card issuer may permit a consumer to consent to the card issuer's payment of any over-the-limit transaction
A card issuer shall not assess a fee or charge on a consumer's credit card account under an open-end
If a prepaid card can access a non-covered separate credit feature as described in § 1026.61(a)(
Definition of prepaid card.
A purchase-price discount card may be sent on an unsolicited basis by an issuer that does not propose
A purchase-price discount card may be sent on an unsolicited basis by an issuer that does not propose
The card issuer considers transactions using the traditional credit card to obtain goods or services
A card issuer may impose a fee for violating the terms or other requirements of an account if the card
The card issuer, in order to preclude use of the card, reprograms computers or issues instructions to
A credit card account with a balance is replaced or substituted with another credit card account offering
Included are fees imposed by the card issuer and fees imposed by a third party that performs the conversion
Private label credit card account.
(A) Credit card accounts under an open-end (not home-secured) consumer credit plan.
(8) Cardholder means a natural person to whom a credit card is issued for consumer credit purposes, or
Same specified terms and conditions regardless of whether the credit card account is linked to the prepaid
The definition of college student credit card excludes home-equity lines of credit accessed by credit