Comment for 1026.3 - Exempt Transactions
A loan secured by a mechanic's tools to pay a child's tuition.
- 1026 (Regulation Z)
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Comment for 1026.4 - Finance Charge
Inspection and handling fees for the staged disbursement of construction-loan proceeds.
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
Escrow of loan proceeds to be released when the repairs are completed.
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
The consumer in bankruptcy reaffirms personal liability for the mortgage loan; or
- 1026 (Regulation Z)
§ 1024.7 Good faith estimate.
The loan originator is bound, within the tolerances provided in paragraph (e) of this section, to the
- 1024 (Regulation X)
Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form
.” - In this block, the loan originator must state the estimated total charge for third party settlement
- 1024 (Regulation X)
Comment for 1041.5 - Ability-to-Repay Determination Required
Assume that in connection with a covered longer-term balloon-payment loan, a consumer would owe a periodic
- 1041 (Payday Lending Rule)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
A loan for the purchase of a home that has yet to be constructed, or a loan to purchase a home under
- 1026 (Regulation Z)
Comment for 1026.25 - Record Retention
Scope of records of loan originator compensation.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Charges not retained by the creditor, loan originator, or an affiliate of either.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
of § 1026.36, with respect to a particular transaction, the term “mortgage broker” refers to a loan
- 1026 (Regulation Z)
Comment for 1026.39 - Mortgage Transfer Disclosures
required by this section if it sells, assigns or otherwise transfers all of its interest in the mortgage loan
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
If the balance of a mortgage loan has been accelerated but the servicer will accept a lesser amount to
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Assume a loan that provides for regular monthly payments and a balloon payment due at the end of a six-year
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Assume a loan that provides for regular monthly payments and a balloon payment due at the end of a five-year
- 1026 (Regulation Z)
§ 1024.5 Coverage of RESPA.
(6) Loan conversions.
- 1024 (Regulation X)
Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form
(ii) The loan term is disclosed as “N/A” when the loan term is conditioned upon the occurrence of a specified
- 1024 (Regulation X)
Comment for 1002.2 - Definitions
Request to assume loan.
- 1002 (Regulation B)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
through the Nationwide Mortgage Licensing System and Registry (NMLSR) or, in the case of an individual loan
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
a percentage, and the following statement: “The total amount of interest that you will pay over the loan
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
A creditor shall not make a loan that is a covered transaction unless the creditor makes a reasonable
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
A statement that if the loan is approved, the terms of the loan will be available and will not change
- 1026 (Regulation Z)
Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities
(ii) Responding to a consumer's request for a lower rate or lower points on a pending loan application
- 1007 (Regulation G)
Appendix D to Part 1008 - Attorneys: Circumstances That Require a State Mortgage Loan Originator License
is a licensed attorney is required to be licensed if the individual is engaged in the business of a loan
- 1008 (Regulation H)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
default when the creditor or mortgage broker advises the consumer to stop making payments on an existing loan
- 1026 (Regulation Z)