§ 1016.4 Initial privacy notice to consumers required.
(B) Purchase the servicing rights to the consumer's loan.
- 1016 (Regulation P)
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§ 1026.17 General disclosure requirements.
(1) The cash price or the principal loan amount.
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
For a negative amortization loan:
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(C) A loan term of five years or longer.
- 1026 (Regulation Z)
§ 1026.48 Limitations on private education loans.
(i) The date of disbursement of the loan; or
- 1026 (Regulation Z)
§ 1007.102 Definitions.
(i) The term mortgage loan originator does not include:
- 1007 (Regulation G)
§ 1007.105 Use of unique identifier.
(2) Before acting as a mortgage loan originator; and
- 1007 (Regulation G)
§ 1008.301 Scope of this subpart.
(d) Provide increased accountability and tracking of loan originators.
- 1008 (Regulation H)
Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities
(C) Other individuals must complete the loan process; or
- 1007 (Regulation G)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-21—Private Education Loan Application and Solicitation Sample
- 1026 (Regulation Z)
Comment for 1026.3 - Exempt Transactions
The borrower's statement of purpose for the loan.
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
36(g) Name and NMLSR ID on Loan Documents
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
43(g)(5) Creditor that is a loan originator.
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Total of consumer's loan costs financed at consummation: $4,500
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Total annual loan cost rate (100(.1317069438 × 1)) = 13.17%
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Total of consumer's loan costs financed at consummation: $4,500
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Total annual loan cost rate (100(.009061140 × 12)) = 10.87%
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Total of consumer's loan costs financed at consummation: $4,500
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
Total annual loan cost rate (100(.007708844 × 12)) = 9.25%
- 1026 (Regulation Z)
§ 1003.4 Compilation of reportable data.
(A) Whether a covered loan was originated or purchased;
- 1003 (Regulation C)
§ 1024.2 Definitions.
Dealer loan or dealer consumer credit contract means, generally, any arrangement in which a dealer assists
- 1024 (Regulation X)
§ 1026.18 Content of disclosures.
(v) The term “amortizing loan” means a loan in which payment of the periodic payments does not result
- 1026 (Regulation Z)
§ 1007.102 Definitions.
Examples of activities that would, and would not, result in an employee meeting the definition of mortgage loan
- 1007 (Regulation G)
Comment for 1024.30 - Scope
Assumption of the mortgage loan obligation.
- 1024 (Regulation X)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Payments by a consumer to a loan originator from loan proceeds are considered compensation received directly
- 1026 (Regulation Z)