Comment for 1026.58 - Internet Posting of Credit Card Agreements
The requirement to provide access to credit card agreements under § 1026.58(e) applies to all open
- 1026 (Regulation Z)
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§ 1026.56 Requirements for over-the-limit transactions.
Notwithstanding the absence of a consumer's affirmative consent under paragraph (b)(1)(iii) of this section, a card
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
If the prepaid card is not a hybrid prepaid-credit card with respect to credit extended through a negative
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
A card issuer may receive a request for the amount of the balance on a deceased consumer's account in
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
If a cardholder furnishes a credit card and grants authority to make credit transactions to a person
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
With respect to a credit card account other than a covered separate credit feature accessible by a hybrid
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
Section 1026.51(a) requires a card issuer to consider a consumer's ability to make the required minimum
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Same facts as paragraph i above except that, on March 28, the card issuer presents the $100 check for
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that a card issuer discloses at account opening on January 1 of year one that the monthly maintenance
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
The card issuer provides an electronic means for the consumer to affirmatively consent.
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
A card issuer's response to a consumer's request for credit information may be provided orally or in
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A prepaid card is not a hybrid prepaid-credit card with respect to a non-covered separate credit feature
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
A card issuer that previously based the amount of a penalty fee for a particular type of violation on
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
Accordingly, consistent with § 1026.52(b)(1)(ii)(A), the card issuer imposes a $25 late payment
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
Even in circumstances where a rate reduction is required, § 1026.59 does not require that a card
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
The oral disclosure under paragraph (d)(1) of this section need not be given if the card issuer either
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
The card issuer may disclose in a prominent location on the application or solicitation the following
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
credit account (for example, a promotion encouraging additional or different uses of an existing credit card
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
A check-guarantee or debit card with no credit feature or agreement, even if the creditor occasionally
- 1026 (Regulation Z)
Comment for 1026.11 - Treatment of Credit Balances; Account Termination
A card issuer may require administrators of an estate to provide documentation indicating authority to
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
deducting charges for participation in a program of banking services (one aspect of which may be a credit card
- 1026 (Regulation Z)
Comment for 1026.54 - Limitations on the Imposition of Finance Charges
Assume that the billing cycles for a credit card account begin on the first day of the month and end
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
Assume that, at account opening on January 1 of year one, a card issuer discloses that the annual percentage
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer applies an annual percentage rate of 15% to balance transfers but promotes a program under
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer imposes a monthly maintenance fee of $10 but promotes a program under which the fee will
- 1026 (Regulation Z)