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§ 1016.4 Initial privacy notice to consumers required.

(A) Originate the loan to the consumer; or

• • 1016 (Regulation P)

§ 1008.23 Definitions.

(i) Taking a residential mortgage loan application; or

• • 1008 (Regulation H)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(A) The loan with the lowest interest rate;

• • 1026 (Regulation Z)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(g) Name and NMLSR ID on loan documents.

• • 1026 (Regulation Z)

§ 1026.47 Content of disclosures.

(i) The interest rate applicable to the loan.

• • 1026 (Regulation Z)

§ 1007.102 Definitions.

(i) Takes a residential mortgage loan application; and

• • 1007 (Regulation G)

§ 1008.103 Individuals required to be licensed by states.

(i) Takes a residential mortgage loan application; and

• • 1008 (Regulation H)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

(C) Other individuals must complete the loan process;

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-11—Installment Loan Sample ![image-H-11

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-19—Private Education Loan Approval Model Form

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-20—Private Education Loan Final Model Form

• • 1026 (Regulation Z)

Comment for 1026.24 - Advertising

C. “$500,000 loan for just $1,650 per month.”

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

37(b)(6)(i) Adjustment in loan amount.

• • 1026 (Regulation Z)

Comment for 1024.31 - Definitions

borrower provides to request a servicer either correct an error relating to the servicing of a mortgage loan

• • 1024 (Regulation X)

§ 1026.19 Certain mortgage and variable-rate transactions.

(A) A historical example, based on a $10,000 loan amount, illustrating how payments and the loan balance

• • 1026 (Regulation Z)

Comment for 1026.2 - Definitions and Rules of Construction

Assumption of the mortgage loan obligation.

• • 1026 (Regulation Z)

Comment for 1041.5 - Ability-to-Repay Determination Required

Section 1041.5(d) specifies certain circumstances in which making a new covered short-term loan or a

• • 1041 (Payday Lending Rule)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Multiple loan programs.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For purposes of § 1026.43(c)(2)(iv), a simultaneous loan includes a loan that comes into existence

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

A closed-end mortgage loan or an open-end line of credit may be used for multiple purposes.

• • 1003 (Regulation C)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

pursuant to paragraph (f)(3)(i) of this section and any other information reasonably available to the loan

• • 1026 (Regulation Z)

Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans

Assume, further, that the lender makes on April 1 a covered short-term loan under § 1041.6 to a

• • 1041 (Payday Lending Rule)

§ 1024.31 Definitions.

Mortgage loan means any federally related mortgage loan, as that term is defined in § 1024.2 subject

• • 1024 (Regulation X)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(i) Under the subheading “Loan Estimate,” the amount disclosed on the Loan Estimate under § 1026.37

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

The total annual loan cost rate shall be the nominal total annual loan cost rate determined by multiplying

• • 1026 (Regulation Z)