§ 1026.12 Special credit card provisions.
(A) Is the same person as the card issuer;
- 1026 (Regulation Z)
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(A) Is the same person as the card issuer;
(1) Transactions that the card issuer declines to authorize;
9(f) Change in Credit Card Account Insurance Provider
Fees for reissuing a lost or stolen card.
Fees for reissuing a lost or stolen card.
(f) Changes by card issuer.
If a consumer-purpose credit card is issued to a person, the provisions of the regulation apply, even
A card issuer is not required to disclose a fee imposed by a merchant.
Card issuer and person extending credit not the same person.
Section 1026.11(c)(3) does not prohibit a card issuer from imposing fees and finance charges due to a
The purchase of goods or services by use of a check accessing an overdraft account and a credit card
The card issuer does not receive any payment during the March billing cycle.
Resuming submission of credit card agreements to the Bureau.
Assume that a consumer made a late payment on the credit card account on which the rate increase is being
For purposes of § 1026.52(b)(1)(i), a card issuer may consider fees that it is unable to collect
If a card issuer no longer offers to the public a credit card agreement that previously has been submitted
Card issuer ability to stop paying over-the-limit transactions after consumer consent.
Card issuers have flexibility in satisfying this requirement.
(e) Disclosures upon renewal of credit or charge card —
(B) Is controlled by the card issuer directly or indirectly;
In contrast, credit card does not include, for example:
9(b)(3) Checks That Access a Credit Card Account
9(e) Disclosures Upon Renewal of Credit or Charge Card
Prepaid card that can access multiple separate credit features.
If a credit card agreement has been submitted to the Bureau, the agreement has not been amended and the