Comment for 1026.12 - Special Credit Card Provisions
Replacing a single card that is both a prepaid card and a credit card with a credit card and a separate
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Replacing a single card that is both a prepaid card and a credit card with a credit card and a separate
If a consumer has duplicate credit cards on the same account (Card A - one type of bank credit card,
If the consumer has a non-credit card, including a prepaid card, the addition of a credit feature or
Methods of terminating replaced card.
Replacing a single card that is both a debit card and a credit card with a credit card and a separate
Substituted a card user's name on the substitute card for the cardholder's name appearing on the original
(7) Card issuer means a person that issues a credit card or that person's agent with respect to the card
Purchases effected by use of either a check guarantee card or a debit card when used to draw on overdraft
Substitution - successor card issuer.
Traditional credit card.
A card or device that can be activated upon receipt to access credit, even if the card has a substantive
(6) Documents that may be sent to the consumer along with the credit card or credit card agreement such
(i) The credit card is an accepted credit card;
traditional credit card.
A credit card account acquired through merger or acquisition is replaced with a credit card account issued
A debit card (other than a debit card that is solely an account number) that also accesses a credit account
Under § 1026.58(c)(5), a card issuer is not required to submit any credit card agreements to the
(i) Credit card means any card, plate, or other single credit device that may be used from time to time
A credit card account is consolidated or combined with one or more other credit card accounts into a
(i) A card issuer is not required to submit any credit card agreements to the Bureau if the card issuer
Situations where no card will be issued - because, for example, the consumer indicates that he or she
Credit card renewal.
To apply the same limits on liability for unauthorized extensions of credit from the credit card account
A credit card account has not been opened for purposes of § 1026.55(b)(3)(iii) when a credit card
In-person payments at affiliate of card issuer.