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Open notices

The notices listed below are currently open for public comment. For each notice, click through to view the Federal Register notice where you can read the full notice and select the “Submit a formal comment” option to contribute.

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Category: Request for comment or information |
Published

Request for Information Regarding Data Brokers and Other Business Practices Involving the Collection and Sale of Consumer Information

The Consumer Financial Protection Bureau (CFPB) is seeking comments from the public related to data brokers. The submissions in response to this request for information will serve to assist the CFPB and policymakers in understanding the current state of business practices in exercising enforcement, supervision, regulatory, and other authorities.

Category: Request for comment or information |
Published

Regulation Z’s Mortgage Loan Originator Rules Review Pursuant to the Regulatory Flexibility Act

The Consumer Financial Protection Bureau is conducting a review of Regulation Z’s Mortgage Loan Originator Rules (Loan Originator Rules) pursuant to section 610 of the Regulatory Flexibility Act. As part of this review, the Bureau is seeking comment on the economic impact of the Loan Originator Rules on small entities.

Category: Request for comment or information |
Published

CFPB.004—Enforcement Database

The Bureau revises its Privacy Act System of Records Notice (SORN) “CFPB.004—Enforcement Database” to include the exemptions promulgated for the system that were inadvertently omitted when the SORN was last modified. In addition, the Bureau is updating the policies and practices for retention and disposition of records by identifying a National Archives and Records Administration (NARA) approved schedule applicable to the records maintained in the system.

Category: Request for comment or information |
Published

Request for Information Regarding Consumer Credit Card Market

The Credit CARD Act requires the Bureau to conduct a review of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that review, and in accordance with the act, the Bureau is soliciting information from the public about a number of aspects of the consumer credit card market.

Category: Request for comment or information |
Published

Request for Information Regarding Mortgage Refinances and Forbearances

The Consumer Financial Protection Bureau (CFPB) is seeking comment from the public about (1) ways to facilitate mortgage refinances for consumers who would benefit from refinancing, especially consumers with smaller loan balances; and (2) ways to reduce risks for consumers who experience disruptions in their financial situation that could interfere with their ability to remain current on their mortgage payments.

Category: Request for comment or information |
Published

Request for Information Regarding Relationship Banking and Customer Service

The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comments from the public related to relationship banking and how consumers can assert the right to obtain timely responses to requests for information about their accounts from banks and credit unions with more than $10 billion in assets, as well as from their affiliates.