CFPB Researchers

The CFPB has PhD social scientists from different disciplines that design and conduct foundational, policy-relevant research on consumer finance and household behavior.

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Claire Brennecke

Economist

Banking
Credit reports and scores
Access to credit
Small business lending

Brian Bucks

Section Chief, Credit Information Policy

Mortgages
Credit reports and scores
Applied econometrics
Survey methodology

Christa Gibbs

Senior Economist

Credit reports and scores
Access to credit
Applied microeconomics
Public finance

Patrick Lapid

Economist

Mortgages
Public finance
Credit reports and scores
Labor economics
Applied microeconomics

Feng Liu

Senior Economist

Applied microeconomics
Real estate economics
Financial service providers
Urban or regional economics
Credit reports and scores
Discrimination
Access to credit
Mortgages

Caroline Ratcliffe

Senior Economist

Applied econometrics
Credit reports and scores
Labor economics
Access to credit

Judith Ricks

Senior Economist

Mortgages
Aging
Credit reports and scores
Urban or regional economics
Real estate economics

About us

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.