My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
My payday lender claims to be located in another country and therefore does not have to comply with U.S. federal laws that protect consumers. Is that true?
How can I stop a payday lender from electronically taking money out of my bank or credit union account?
