What is an "interest-only" loan?
https://www.consumerfinance.gov/ask-cfpb/what-is-an-interest-only-loan-en-101/
...between a mortgage interest rate and an APR? What is a balloon payment? When is
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Request for Information and Comment on Financial Institutions' Use of Artificial Intelligence, Including Machine Learning
https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/request-for-information-and-comment-on-financial-institutions-use-of-artificial-intelligence/
Intelligence, Including Machine Learning APR 12, 2021 The Board of the Federal Reserve
What is amortization and how could it affect my auto loan?
https://www.consumerfinance.gov/ask-cfpb/what-is-amortization-and-how-could-it-affect-my-auto-loan-en-771/
...between a loan interest rate and the APR? Learn more about auto loans Search
If I link my credit card to my checking account to cover overdrafts, can the bank/credit union charge me a fee each time I use it to cover an overdraft?
https://www.consumerfinance.gov/ask-cfpb/if-i-link-my-credit-card-to-my-checking-account-to-cover-overdrafts-can-the-bankcredit-union-charge-me-a-fee-each-time-i-use-it-to-cover-an-overdraft-en-1049/
...credit card at the interest rate (or APR) for cash advances. This rate is usually
When I went to use my credit card the store told me the charge was not "authorized". What does that mean? What can I do?
https://www.consumerfinance.gov/ask-cfpb/when-i-went-to-use-my-credit-card-the-store-told-me-the-charge-was-not-authorized-what-does-that-mean-what-can-i-do-en-32/
...to 75 characters. Page last modified Apr. 4, 2024 @ 08:49 AM EDT About us We're
Am I responsible for unauthorized charges if my credit cards are lost or stolen?
https://www.consumerfinance.gov/ask-cfpb/am-i-responsible-for-unauthorized-charges-if-my-credit-cards-are-lost-or-stolen-en-29/
...last reviewed: APR 15, 2024 Am I responsible for unauthorized charges if my
Your company’s role in the complaint process
https://www.consumerfinance.gov/compliance/consumer-complaint-program/company-process/
...through the portal. Page last modified Apr. 17, 2026 @ 12:16 PM EDT Have a question
Overdraft Lending: Very Large Financial Institutions Proposed Rule
https://www.consumerfinance.gov/rules-policy/rules-under-development/overdraft-lending-very-large-financial-institutions-proposed-rule/
...citation 89 FR 13852 Date comments close APR 01, 2024 Topics • Credit cards • Debit
Facilitating the LIBOR Transition Consistent with the LIBOR Act (Regulation Z)
https://www.consumerfinance.gov/rules-policy/final-rules/facilitating-the-libor-transition-consistent-with-the-libor-act-regulation-z/
...03:30 PM EDT Rule details Date issued APR 28, 2023 Effective date MAY 15, 2023
Privacy of Consumer Financial Information - Gramm-Leach-Bliley Act (GLBA) examination procedures
https://www.consumerfinance.gov/compliance/supervision-examinations/privacy-consumer-financial-information-gramm-leach-bliley-act-glba-examination-procedures/
Focused on Pressing Threats to Consumers APR 30, 2025 View more
Minimum Requirements for Appraisal Management Companies
https://www.consumerfinance.gov/rules-policy/final-rules/minimum-requirements-appraisal-management-companies/
Last updated JUN 09, 2015 Date issued APR 30, 2015 Date published JUN 09, 2015
Counting cash
https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/teach/activities/counting-cash/
...the Federal Reserve Page last modified Apr. 4, 2023 @ 10:38 AM EDT Key information
Small business advisory review panel for potential rulemakings for payday, vehicle, title, and similar loans
https://www.consumerfinance.gov/rules-policy/small-business-review-panels/payday-vehicle-title-and-similar-loans/
...05:44 PM EDT Panel details Date convened APR 27, 2015 Topics • Auto loans • Payday
Facilitating the LIBOR Transition Consistent with the LIBOR Act (Regulation Z)
https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/facilitating-the-libor-transition-consistent-with-libor-act-regulation-z/
...11:28 AM EDT Rule details Date issued APR 28, 2023 Effective date MAY 15, 2023
Debt Collection Rule (Regulation F)
https://www.consumerfinance.gov/rules-policy/debt-collection-practices-regulation-f-compilation/
Survey – January 2017 Page last modified Apr. 19, 2021 @ 01:05 PM EDT View older
Request for Information Regarding Scope, Methods, and Data Sources for Conducting Study of Pre-Dispute Arbitration Agreements
https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/request-information-regarding-scope-methods-and-data-sources-conducting-study-pre-dispute-arbitration-agreements/
Date published in the Federal Register APR 27, 2012 Comments close JUN 23, 2012
Reports
https://www.consumerfinance.gov/data-research/research-reports/
...with disabilities To Congress Published APR 30, 2026 GAO-IG Act Reporting The GAO-IG...Office of Research Publication Published APR 22, 2026 Debt Burdens Among Credit-Linked
Payday loan answers
https://www.consumerfinance.gov/consumer-tools/payday-loans/answers/
... What is an annual percentage rate (APR) and why is it higher than the interest
Auto loan answers
https://www.consumerfinance.gov/consumer-tools/auto-loans/answers/
...between a loan interest rate and the APR? What is mandatory binding arbitration
Rules Concerning Prepaid Accounts Under the Electronic Fund Transfer Act (Regulation E) and the Truth in Lending Act (Regulation Z)
https://www.consumerfinance.gov/rules-policy/final-rules/rules-concerning-prepaid-accounts-under-electronic-fund-transfer-act-regulation-e-and-truth-lending-act-regulation-z/
Register FEB 13, 2018 Effective date APR 01, 2019 Document citation 83 FR 6364