Comment for 1024.31 - Definitions
A qualified written request is just one form that a written notice of error or information request may
- 1024 (Regulation X)
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A qualified written request is just one form that a written notice of error or information request may
A servicer may treat a notice of error that alleges multiple errors as separate notices of error and
incompleteness, the financial institution reports either the date the action was taken or the date the notice
if the consumer affirmatively contacts the lender in that manner in response to the consumer rights notice
its investigation within 10 business days, the institution may take up to 45 days from receipt of a notice
A business day includes the entire 24-hour period ending at midnight, and a notice required by the regulation
H-1 Model form for risk-based pricing notice.
(1) ECOA notice.
Timing of notice - when an application is complete.
also does not require any document to be recorded or published, a document is considered the first notice
information about a consumer to a nonaffiliated third party other than as described in the initial notice
requirements of this section may be satisfied by providing the consumer with a clear, conspicuous, and concise notice
Notice is considered given when mailed, when filed for telegraphic transmission or, if sent by other
card agreements in electronic form under § 1026.58(d) and (e) without regard to the consumer notice
A model form of the notice described in paragraph (e)(1)(ii) of this section is contained in appendix
A model form of the notice described in paragraph (f)(1)(iii) of this section is contained in appendix
consumer report relates to the consumer about whom it has requested the report, when the user receives a notice
A servicer may satisfy the requirement to provide the written notice by combining other notices that
acquires a partial interest in the loan from the original creditor who remains authorized to receive the notice
20 business days in place of 10 business days under paragraphs (c)(1) and (2) of this section if the notice
a fee on a consumer for initiating an electronic fund transfer or a balance inquiry must provide a notice
transfer is unusual according to the circumstances described in § 1041.9(b)(3)(ii)(C), the payment notice
provisions may not be limited or qualified in the contract or other document by requiring a specific type of notice
If a loss mitigation application is incomplete, the notice shall state the additional documents and information
(ii) Provide the borrower with a notice in writing stating the servicer's determination of which loss