(2) The supervisory licensed or registered loan originator exercises traditional supervisory responsibilities
A payment received by an affiliate of a loan originator organization for bona fide and reasonable charges
that the consumer would have the ability to repay only if the consumer subsequently refinanced the loan
Payment calculation for an interest-only loan.
Payment calculation for a negative amortization loan.
Section 1041.5(b) prohibits a lender from making a covered short-term loan (other than a covered short-term
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1041 (Payday Lending Rule)
In some instances, as when loan fees are financed by the creditor, finance charges are incorporated in
A loan in an amount of $200,000 has a 30-year loan term.
(B) The mortgage loan is discharged.
(B) The mortgage loan is discharged.
(B) Obtains a loan from you;
(B) Obtains a loan from you;
Variable-rate loan program defined.
32(b)(4) Total loan amount.
34(a)(5) Pre-loan counseling.
36(e)(3) Loan Options Presented
36(f) Loan Originator Qualification Requirements
Mortgage insurance in loan assumptions;
43(b)(7) Maximum loan amount.
46(b)(5) Private Education Loan
Line of credit:
Initial Loan Charges
2(d) Closed-end Mortgage Loan
5(c) Modified loan/application Register
3(e)(1) Loan Term Conditions
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1041 (Payday Lending Rule)
The loan originator must indicate whether the loan balance can rise even if the borrower makes payments