Research on consumer financial markets

Our PhD social scientists design and conduct foundational, policy-relevant research on consumer finance and household behavior.

For preliminary research and working papers, find the Office of Research’s independent papers on SSRN.

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Published DEC 19, 2023

Overdraft and Nonsufficient Fund Fees: Insights from the Making Ends Meet Survey and Consumer Credit Panel

This report provides new insights about consumers’ experiences with overdraft and NSF fees, and paints a broad picture of the financial circumstances of these consumers.

Published AUG 04, 2017

CFPB data point: Frequent overdrafters

Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and regulations to inform the public discourse.

By Office of Research

Published JUL 31, 2014

Data point: Checking account overdraft

Our data point reports are prepared by our Office of Research to provide an evidence-based perspective on consumer financial markets, consumer behavior, and...

By Office of Research