Blog archive

Everyone should be able to qualify for mortgages they can afford based on their stable income. Our reminder to mortgage lenders should help people who...

We're announcing an enforcement action against a lender that wrongfully used the logos of the Department of Veterans Affairs (VA) and the Federal Housing...

This week, we're launching our latest effort to help you navigate the market, ask the questions, and take the steps that will help you to find the mortgage...

We shop to find the best price for laptops or appliances, but a report of recent mortgage borrowers found that almost half of us don't shop around for a...

Today, we're posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by OMB to publish a Unified Agenda of...

Since the Mortgage Servicing Rules went into effect, we've spent a lot of time talking to consumer advocacy groups, housing counselors, mortgage servicers...

Today, we're reminding lenders that placing unnecessary documentation requirements on recipients of Social Security disability income, including disabled...

Nearly a year ago, we issued the TILA-RESPA Integrated Disclosure Rule. Many of you know this work as Know Before You Owe and we've been talking about it...

Join us for a Community Bank Advisory Council meeting with Director Cordray where we will discuss mortgages and overdrafts.

Last year, we released a web-based tool that provides the public with easier access to mortgage data for 2007 through 2012. Today, we're updating the...

Last year, together with the Department of Justice, we filed a complaint against National City Bank (National City) for discriminating in mortgage loan...

Since last December, we’ve provided on-site and virtual trainings to more than 5,000 housing counselors in more than twenty cities.

The National Ocwen Settlement Administrator is responsible for handling settlement claims and has created a website with information for consumers who were...

We held a Consumer Advisory Board meeting in Reno, Nevada to discuss our mortgage rules which took effect earlier this year. The live event has now ended...

Today, we're posting a semi-annual update of our rulemaking agenda in conjunction with a broader initiative led by OMB to publish a Unified Agenda of...

As part of the eRegulations tool, we're launching an intuitive, easier-to-navigate electronic format of Regulation Z, which implements the Truth in Lending...

Compared to a decade ago, there are fewer older homeowners who own their homes free and clear. Older homeowners are also carrying more mortgage debt. You can check out our snapshot on older Americans and mortgage debt for more on the numbers and data. Here are three things you can do to keep your retirement on track.

We asked you to tell us about pain points in the mortgage closing process and through this research and interviews, we've heard about four major pain...

We're holding a forum to discuss the mortgage closing process at 2:30 p.m. EDT. The event will feature remarks by Director Richard Cordray and Housing and...

We'll host a forum on the mortgage closing process on Wednesday, April 23 at 1:30 p.m. EDT. The event will feature remarks from Director Richard Cordray, as...

Our tool comes loaded with data from the Home Mortgage Disclosure Act (HMDA). You can use our tool to explore information about loans, lenders, properties...

For military families, this means that when they seek help for a troubled mortgage or have to move because of Permanent Change of Station (PCS) orders, they...

The most important thing you can do when you're having trouble paying your mortgage is take control. There is nothing worse than doing nothing. Read more to...

This event was a training for housing counselors, legal aid attorneys, and other advocates on the new mortgage servicing rules that take effect today. The...

Here’s what you need to know about Qualified Mortgages, which are sometimes called just QMs. Qualified Mortgages are based on some common-sense ideas.