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§ 1010.214 Recreational facilities.

(b) Submit a copy of any bond or escrow arrangements to assure completion of the recreational facilities

• • 1010 (Regulation J)

Comment for 1005.2 Definitions

Escrow accounts, such as those established to ensure payment of items such as real estate taxes, insurance

• • 1005 (Regulation E)

§ 1024.17 Escrow accounts.

target balance for the account shall be less than or equal to one-sixth of the estimated total annual escrow

• • 1024 (Regulation X)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Section 1026.35(b)(1) requires a creditor to establish an escrow account before consummation of a first-lien

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

1026.38(l)(7)(i)(A)(4) requires disclosure of the amount the consumer will be required to pay into the escrow

• • 1026 (Regulation Z)

§ 1024.38 General servicing policies, procedures, and requirements.

(i) A schedule of all transactions credited or debited to the mortgage loan account, including any escrow

• • 1024 (Regulation X)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(3) Initial escrow payment at closing.

• • 1026 (Regulation Z)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

obligation with a monthly billing cycle and monthly payments of $2,000 representing principal, interest, and escrow

• • 1024 (Regulation X)

§ 1026.35 Requirements for higher-priced mortgage loans.

(iii) Except as provided in paragraph (b)(2)(v) of this section, an escrow account need not be established

• • 1026 (Regulation Z)

§ 1026.35 Requirements for higher-priced mortgage loans.

(1) Escrow accounts established for first-lien higher-priced mortgage loans for which applications were

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

The creditor discloses an amount under § 1026.38(l)(7)(i)(B)(1) only if no escrow account will be

• • 1026 (Regulation Z)

§ 1024.17 Escrow accounts.

To conduct an escrow account analysis, the servicer shall estimate the amount of escrow account items

• • 1024 (Regulation X)

§ 1026.35 Requirements for higher-priced mortgage loans.

(1) Requirement to escrow for property taxes and insurance.

• • 1026 (Regulation Z)

§ 1024.17 Escrow accounts.

If the escrow account analysis confirms a deficiency, then the servicer may require the borrower to pay

• • 1024 (Regulation X)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

Escrow accounts established for first-lien higher-priced mortgage loans for which applications were received

• • 1026 (Regulation Z)

§ 1024.17 Escrow accounts.

(ii) These provisions regarding surpluses apply if the borrower is current at the time of the escrow

• • 1024 (Regulation X)

§ 1010.210 Roads.

developer is to complete any roads providing access to the subdivision, submit copies of any bonds or escrow

• • 1010 (Regulation J)

Comment for 1024.34 - Timely Escrow Payments and Treatment of Escrow Balances

Section 1024.34(b)(1) does not prohibit a servicer from netting any remaining funds in an escrow account

• • 1024 (Regulation X)

§ 1026.18 Content of disclosures.

(C) If an escrow account will be established, an estimate of the amount of taxes and insurance, including

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

For example, escrow items and certain insurance premiums may be included, as discussed in the commentary

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Pursuant to § 1026.37(g)(3), each periodic charge to be included in the escrow or reserve account

• • 1026 (Regulation Z)

§ 1024.17 Escrow accounts.

(1) A lender or servicer (hereafter servicer) shall not require a borrower to deposit into any escrow

• • 1024 (Regulation X)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

any amounts described in paragraph (c)(4)(ii) of this section that are not paid by the creditor using escrow

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(ii) For transactions not subject to RESPA, may be determined under the escrow account analysis described

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

The creditor and its affiliates do not maintain an escrow account for any mortgage transaction being

• • 1026 (Regulation Z)