Search regulations

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Fees imposed for preparing and providing documents when a loan is paid in full, if such fees are imposed

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Loan originator.

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

A home improvement loan may include a closed-end mortgage loan or an open-end line of credit originated

• • 1003 (Regulation C)

Comment for 1003.2 - Definitions

A home purchase loan may include a closed-end mortgage loan or an open-end line of credit originated

• • 1003 (Regulation C)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Section 1026.36(d)(1) prohibits the sharing of pooled compensation among loan originators who originate

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

and NMLSR ID of the individual loan originator on certain loan documents.

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

A significant number of the creditors with which a loan originator regularly does business is three or

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

Rounding of loan amount.

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

A home purchase loan includes a closed-end mortgage loan or an open-end line of credit secured by one

• • 1003 (Regulation C)

§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.

(3) Loan options presented.

• • 1026 (Regulation Z)

Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities

(iv) Arranging the loan closing or other aspects of the loan process, including communicating with a

• • 1007 (Regulation G)

§ 1024.34 Timely escrow payments and treatment of escrow account balances.

(iii) Uses the same servicer that serviced the prior mortgage loan to service the new mortgage loan.

• • 1024 (Regulation X)

§ 1016.3 Definitions.

(B) You sell the consumer's loan and do not retain the rights to service that loan; or

• • 1016 (Regulation P)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(v) Loan identification number.

• • 1026 (Regulation Z)

Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities

(ii) Receiving a loan application through the mail and forwarding it, without review, to loan approval

• • 1007 (Regulation G)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Managers that work for creditors or loan originator organizations sometimes engage themselves in loan

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

The loan originator organization must make the required determinations for an individual before the individual

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

For example, assume a loan originator organization employs two individual loan originators who originate

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

Generally, if the identification, the presence or absence, or the exact value of a loan feature must

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Second, for tiers with a percentage limit, the creditor must determine the total loan amount based on

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

Total Annual Loan Cost Rate Loan Terms Age of youngest borrower: 75 Appraised property value: $100,000

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

Servicer means a person responsible for the servicing of a federally related mortgage loan (including

• • 1024 (Regulation X)

§ 1026.35 Requirements for higher-priced mortgage loans.

(v) A loan with a maturity of 12 months or less, if the purpose of the loan is a “bridge” loan connected

• • 1026 (Regulation Z)

Comment for 1003.4 - Compilation of Reportable Data

Covered loan amount - multiple-purpose loan.

• • 1003 (Regulation C)

Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans

Assume that Lender A seeks to make a covered short-term loan under § 1041.6 with a contractual duration

• • 1041 (Payday Lending Rule)