Comment for 1026.61 - Hybrid Prepaid-Credit Cards
terms, such as periodic rates, annual percentage rates, and fees and charges imposed on the credit card
- 1026 (Regulation Z)
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Comment for Appendix G - Open-End Model Forms and Clauses
Model clause (a) is for use in connection with credit card accounts under an open-end (not home-secured
- 1026 (Regulation Z)
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.
(7) Subpart G relates to credit card accounts under an open-end (not home-secured) consumer credit plan
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
If a card issuer requires fees for the issuance or availability of credit described in paragraph (b)(
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
With respect to a covered separate credit feature accessible by a hybrid prepaid-credit card as defined
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
feature and an asset feature on a prepaid account that are both accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
credit from the covered separate credit feature outside the course of a transaction conducted with the card
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
percentage rate is increased due to revocation of a temporary rate, § 1026.59(a) requires that the card
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
increases a rate applicable to a consumer's account pursuant to § 1026.55(b)(4) based on the card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
amount of credit outstanding for the disputed transaction at the time the cardholder first notifies the card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
On September 15, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
rate would have expired prior to the date on which the rate decrease is required to take effect, the card
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
The card issuer may not allow the asset feature on the prepaid account to become negative.
- 1026 (Regulation Z)
§ 1026.4 Finance charge.
account program that do not have a covered separate credit feature accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(3) For accounts other than credit card accounts under an open-end (not home-secured) consumer credit
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
A card issuer must make quarterly submissions to the Bureau, in the form and manner specified by the
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
(i) Except as provided in § 1026.58(e), agreements posted on the card issuer's Web site pursuant
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
(ii) If the card issuer posts an agreement on its Web site or otherwise provides an agreement to a cardholder
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
$1.25 on the asset feature of a prepaid account for each transaction where the hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
Fees for using the card at the creditor's ATM to obtain a cash advance, fees to obtain additional cards
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
Card issuers subject to § 1026.55 may be subject to certain restrictions on the application of increased
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
provided timely notice of termination and a renewal fee has been billed to a cardholder's account, the card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
This could include, for example, a signature, photograph, or fingerprint on the card or other biometric
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
If the employee uses the card in an unauthorized manner, the regulation sets no restriction on the employee's
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Purchases made by use of a check guarantee card in conjunction with a cash advance check (or by cash
- 1026 (Regulation Z)