Comment for 1026.12 - Special Credit Card Provisions
For example, if the terms of a security agreement permitted the card issuer to place a hold on the funds
- 1026 (Regulation Z)
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Comment for 1026.56 - Requirements for Over-the-Limit Transactions
obtained an additional extension of credit which causes the consumer to exceed his credit limit, the card
- 1026 (Regulation Z)
Comment for 1026.58 - Internet Posting of Credit Card Agreements
For example, on June 1, a card issuer decides to decrease the purchase APR associated with one of the
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
when calculating the minimum payment repayment estimate as described in appendix M1 of this part, a card
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
(C) When the change is an increase in a variable annual percentage rate in accordance with a credit card
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
A card issuer may increase an annual percentage rate or a fee or charge required to be disclosed under
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
(ii) Upon the completion or failure of the arrangement, the card issuer must not apply to any transactions
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
(i) Except as provided in paragraph (g)(2)(iii), the card issuer is required to conduct reviews described
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Sections 1026.12(a) and (b) deal with the issuance and liability rules for credit cards, whether the card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Notice is sufficient so long as it gives the “pertinent information” which would include the name or card
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
to the deposit account number and to a specific amount of funds in the deposit account in which the card
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
The date the consumer complies with any reasonable activation procedures imposed by the card issuer for
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
A transaction initiated using a prepaid card when there are insufficient or unavailable funds in the
- 1026 (Regulation Z)
Appendix M1 to Part 1026 — Repayment Disclosures
When calculating the estimated monthly payment for repayment in 36 months, a card issuer must calculate
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
For purposes of § 1026.5(b)(2)(ii)(A)(1), the payment due date for a credit card account under an
- 1026 (Regulation Z)
Comment for 1026.59 - Reevaluation of Rate Increases
A credit card account may have multiple types of balances, for example, purchases, cash advances, and
- 1026 (Regulation Z)
Comment for 1026.51 Ability To Pay
Under § 1026.51(b)(2), if a credit card account has been opened pursuant to § 1026.51(b)(1)
- 1026 (Regulation Z)
§ 1026.61 Hybrid prepaid-credit cards.
credit subaccount of a prepaid account through which credit can be extended in connection with a prepaid card
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The rate used for a particular transaction need not be the same rate that the card issuer (or third party
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
At their option, card issuers may use toll-free telephone numbers that connect consumers to automated
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
If a substantial decrease in coverage will result from the change in provider, the card issuer either
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Section 1026.12(c) merely preserves the consumer's right to assert against the card issuer any claims
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
A card issuer may consider an account open for purposes of § 1026.52(a)(1) on any of the following
- 1026 (Regulation Z)
Comment for 1026.52 - Limitations on Fees
charge attributable to a periodic interest rate, during the first year after account opening that the card
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
If the card issuer discloses a range of fees instead of disclosing the amount of the specific fee applicable
- 1026 (Regulation Z)